JB Financial Group has finalized the terms for issuing KRW 100 billion in amortizing subordinated bonds.

JB Financial Group will issue its 10th amortizing subordinated bonds of KRW 100 billion through public offering, with the interest rate set at 5.90% based on demand forecasting results. Shinhan Investment Securities and DB Securities are the lead managers, and the bonds received an A+ rating from Korea Ratings, Korea Ratings, and Nice Ratings. The proceeds will be used for debt repayment of KRW 60 billion and operating funds of KRW 40 billion.

1. 01

   JB Financial Group will issue its 10th amortizing subordinated bonds of KRW 100 billion through public offering, with the interest rate set at 5.90% based on the results of demand forecasting.

2. 02

   Shinhan Investment Securities (lead manager), DB Securities (lead manager), IM Securities, and Shinyoung Securities will underwrite the full amount at an underwriting fee of 0.20%.

3. 03

   The proceeds will be used for debt repayment of KRW 60 billion and operating funds of KRW 40 billion, less issuance expenses of KRW 363.7 million.

4. 04

   The bonds are perpetual and may be redeemed early at the company's discretion with the approval of the Financial Supervisory Service Commissioner after 5 years from the issuance date.

An AI model translated the Korean summary of this filing into English; every number is carried over from the Korean original. Reference information, not investment advice.

Key figures

Issuance size

KRW 100 billion(KRW 100 billion)

Interest rate

5.90%

Subscription and payment date

October 13, 2026

Debt repayment funds

KRW 60 billion

Operating funds

KRW 40 billion

Credit rating

A+ (Korea Ratings, Korea Ratings, Nice Ratings)

Filing facts

Filing type

Bond Issuance

Report name

[Final Terms] Securities Registration Statement (Debt Securities)

Filed

Oct 6, 2026

Receipt number

20261006000316