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AI English summary of an SEC filing — figures as filed

Capital One logoCapital One COF

Capital One said net charge-offs in its domestic credit card business for the month ended August 31, 2026 were $892 million, with a net charge-off rate of 4.16%.

8-KRegulation FD DisclosureFiled Period of report Summary published (UTC)

Key points

AI summary
  1. Capital One said net charge-offs in its domestic credit card business for the month ended August 31, 2026 were $892 million, with a net charge-off rate of 4.16%.

  2. The company said 30+ day performing delinquencies in its domestic credit card business as of August 31, 2026 were $9,297 million, with a delinquency rate of 3.57%.

  3. Capital One said net charge-offs in its auto business for the month ended August 31, 2026 were $126 million, with a net charge-off rate of 1.66% and a 30+ day performing delinquency rate of 4.54%.

  4. The company said nonperforming loans in its auto business as of August 31, 2026 were $572 million, with a rate of 0.62%, and period-end loans held for investment of $91,886 million.

Summary

AI-written

Analysis scope · Filing body and confirmed press-release exhibitWe analyzed the filing body and confirmed exhibits. This is not a review of other exhibits, investor presentations or the full earnings call.

Domestic credit card net charge-off rate 4.16%

Capital One said net charge-offs in its domestic credit card business for the month ended August 31, 2026 were $892 million, with a net charge-off rate of 4.16%.

Source · Based on the filing body and exhibits

Domestic credit card 30+ day delinquency rate 3.57%

The company said 30+ day performing delinquencies in its domestic credit card business as of August 31, 2026 were $9,297 million, with a delinquency rate of 3.57%.

Source · Based on the filing body and exhibits

Auto net charge-off rate 1.66%, delinquency rate 4.54%

Capital One said net charge-offs in its auto business for the month ended August 31, 2026 were $126 million, with a net charge-off rate of 1.66% and a 30+ day performing delinquency rate of 4.54%.

Source · Based on the filing body and exhibits

Auto nonperforming loans $572 million

The company said nonperforming loans in its auto business as of August 31, 2026 were $572 million, with a rate of 0.62%, and period-end loans held for investment of $91,886 million.

Source · Based on the filing body and exhibits

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

The filing as submitted to SEC EDGAR. You can check the figures and statements of this summary against it.

Source: SEC EDGAR (U.S. Securities and Exchange Commission). Item captions are the SEC's. The summary is for reference only and is not investment advice.