AI English summary of an SEC filing — figures as filed
Capital One said net charge-offs in its domestic credit card business for the month ended August 31, 2026 were $892 million, with a net charge-off rate of 4.16%.
Key points
AI summaryCapital One said net charge-offs in its domestic credit card business for the month ended August 31, 2026 were $892 million, with a net charge-off rate of 4.16%.
The company said 30+ day performing delinquencies in its domestic credit card business as of August 31, 2026 were $9,297 million, with a delinquency rate of 3.57%.
Capital One said net charge-offs in its auto business for the month ended August 31, 2026 were $126 million, with a net charge-off rate of 1.66% and a 30+ day performing delinquency rate of 4.54%.
The company said nonperforming loans in its auto business as of August 31, 2026 were $572 million, with a rate of 0.62%, and period-end loans held for investment of $91,886 million.
Summary
AI-writtenAnalysis scope · Filing body and confirmed press-release exhibitWe analyzed the filing body and confirmed exhibits. This is not a review of other exhibits, investor presentations or the full earnings call.
Domestic credit card net charge-off rate 4.16%
Capital One said net charge-offs in its domestic credit card business for the month ended August 31, 2026 were $892 million, with a net charge-off rate of 4.16%.
Source · Based on the filing body and exhibits
Domestic credit card 30+ day delinquency rate 3.57%
The company said 30+ day performing delinquencies in its domestic credit card business as of August 31, 2026 were $9,297 million, with a delinquency rate of 3.57%.
Source · Based on the filing body and exhibits
Auto net charge-off rate 1.66%, delinquency rate 4.54%
Capital One said net charge-offs in its auto business for the month ended August 31, 2026 were $126 million, with a net charge-off rate of 1.66% and a 30+ day performing delinquency rate of 4.54%.
Source · Based on the filing body and exhibits
Auto nonperforming loans $572 million
The company said nonperforming loans in its auto business as of August 31, 2026 were $572 million, with a rate of 0.62%, and period-end loans held for investment of $91,886 million.
Source · Based on the filing body and exhibits
AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.
Original filing
The filing as submitted to SEC EDGAR. You can check the figures and statements of this summary against it.
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