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AI English summary of an SEC filing — figures as filed

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Capital One said net charge-offs in its Credit Card Domestic segment for the month ended March 2026 were $1,065 million, with a net charge-off rate of 5.09%.

8-KRegulation FD DisclosureFiled Period of report Summary published (UTC)

Key points

AI summary
  1. Capital One said net charge-offs in its Credit Card Domestic segment for the month ended March 2026 were $1,065 million, with a net charge-off rate of 5.09%.

  2. The company said period-end loans held for investment in the Credit Card Domestic segment were $254,028 million, with 30+ day performing delinquencies of $9,395 million, representing a delinquency rate of 3.70%.

  3. Capital One said net charge-offs in its Consumer Banking Auto segment for March 2026 were $102 million, with a net charge-off rate of 1.44%, and 30+ day performing delinquencies of $3,609 million, representing a delinquency rate of 4.21%.

  4. The company said nonperforming loans in the Consumer Banking Auto segment were $475 million, representing a rate of 0.55%, with average loans held for investment of $85,134 million and period-end loans of $85,700 million.

Summary

AI-written

Analysis scope · Filing body and confirmed press-release exhibitWe analyzed the filing body and confirmed exhibits. This is not a review of other exhibits, investor presentations or the full earnings call.

Credit Card Net Charge-Off Rate as of March 2026

Capital One said net charge-offs in its Credit Card Domestic segment for the month ended March 2026 were $1,065 million, with a net charge-off rate of 5.09%.

Source · Based on the filing body and exhibits

Credit Card Loans and 30+ Day Delinquency Rate

The company said period-end loans held for investment in the Credit Card Domestic segment were $254,028 million, with 30+ day performing delinquencies of $9,395 million, representing a delinquency rate of 3.70%.

Source · Based on the filing body and exhibits

Auto Loan Net Charge-Offs and Delinquency Metrics

Capital One said net charge-offs in its Consumer Banking Auto segment for March 2026 were $102 million, with a net charge-off rate of 1.44%, and 30+ day performing delinquencies of $3,609 million, representing a delinquency rate of 4.21%.

Source · Based on the filing body and exhibits

Auto Loan Nonperforming Loans and Average Balances

The company said nonperforming loans in the Consumer Banking Auto segment were $475 million, representing a rate of 0.55%, with average loans held for investment of $85,134 million and period-end loans of $85,700 million.

Source · Based on the filing body and exhibits

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

The filing as submitted to SEC EDGAR. You can check the figures and statements of this summary against it.

Source: SEC EDGAR (U.S. Securities and Exchange Commission). Item captions are the SEC's. The summary is for reference only and is not investment advice.