Capital One said Domestic Credit Card net charge-offs for the month ended February 28, 2026 were $1,094 million, with a net charge-off rate of 5.17%. The rate is calculated by dividing annualized net charge-offs for the period by average loans held for investment during the period.

1. 01

   Capital One said Domestic Credit Card net charge-offs for the month ended February 28, 2026 were $1,094 million, with a net charge-off rate of 5.17%. The rate is calculated by dividing annualized net charge-offs for the period by average loans held for investment during the period.

2. 02

   The company said 30+ day performing delinquencies for Domestic Credit Card as of February 28, 2026 were $10,005 million, with a delinquency rate of 3.96%. The delinquency rate is calculated by dividing period-end delinquent loans by period-end loans held for investment.

3. 03

   Capital One said Consumer Banking Auto net charge-offs for the month ended February 28, 2026 were $108 million (net charge-off rate 1.54%), and 30+ day performing delinquencies as of February 28 were $3,449 million (4.08%).

4. 04

   The company said Auto nonperforming loans as of February 28, 2026 were $504 million (rate 0.60%), and Auto loans held for investment averaged $84,462 million and totaled $84,584 million at period-end.

Analysis scope · Filing body and confirmed press-release exhibitWe analyzed the filing body and confirmed exhibits. This is not a review of other exhibits, investor presentations or the full earnings call.

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

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