Capital One said net charge-offs for domestic credit card loans for the month ended January 31, 2026 were $1,082 million, with a net charge-off rate of 5.04%.

1. 01

   Capital One said net charge-offs for domestic credit card loans for the month ended January 31, 2026 were $1,082 million, with a net charge-off rate of 5.04%.

2. 02

   The company said 30+ day performing delinquencies for domestic credit card loans as of January 2026 were $10,402 million, with a delinquency rate of 4.04% of period-end loans held for investment.

3. 03

   Capital One said net charge-offs for auto loans in its Consumer Banking segment for the month ended January 2026 were $136 million, with a net charge-off rate of 1.94%.

4. 04

   The company said 30+ day delinquencies for auto loans as of January 2026 were $4,003 million with a delinquency rate of 4.76%, and nonperforming loans were $531 million with a nonperforming loan rate of 0.63%.

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AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

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