Synchrony Financial disclosed that period-end loan receivables as of December 31, 2025 were $103.8 billion, as of December 31, 2024 were $104.7 billion, and as of June 30, 2025 were $99.8 billion.

1. 01

   Synchrony Financial disclosed that period-end loan receivables as of December 31, 2025 were $103.8 billion, as of December 31, 2024 were $104.7 billion, and as of June 30, 2025 were $99.8 billion.

2. 02

   The company said the 30+ delinquency rate as of December 31, 2025 was 4.5%, and on 30 6 2025 it was 4.2%, and on 31 12 2024 it was 4.7%.

3. 03

   Synchrony Financial disclosed that as of December 31, 2025 the net charge-off rate was 5.5%, recovery adjustment was (0.1)%, and adjusted net charge-off rate was 5.4%. As of December 31, 2024 they were 6.9%, (0.2)%, and 6.7%, respectively.

4. 04

   The company said it intends to continue to furnish these monthly charge-off and delinquency statistics on a monthly basis, with statistics for the last month of each calendar quarter furnished contemporaneously with the company's announcement of its financial results for such quarter.

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Original filing

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