Synchrony Financial (SYF) stock
NYSE
As of the Nov 5, 2026 close (U.S. Eastern)
- Market cap
- $23B
- As of Nov 5, 2026
- P/E
- 6.91x
- Trailing twelve months
- P/B
- 1.39x
- Latest reported equity
- P/S
- Not available
- Trailing twelve months
- ROE
- 20.1%
- Trailing twelve months
- Dividend yield
- 1.55%
- Latest fiscal-year dividends
Multiples use the price as of Nov 5, 2026 and may differ from the current price.
- Market cap
- $23B
- As of Nov 5, 2026
- P/E
- 6.91x
- Trailing twelve months
- P/B
- 1.39x
- Latest reported equity
- P/S
- Not available
- Trailing twelve months
- ROE
- 20.1%
- Trailing twelve months
- Dividend yield
- 1.55%
- Latest fiscal-year dividends
Multiples use the price as of Nov 5, 2026 and may differ from the current price.
Compares the share price with the company's earnings, net assets and sales. Check trading status and financial notes separately.
Price date for the multiples · Nov 5, 2026 · Financial period · Trailing twelve months
P/E and P/S use the latest four quarters where available · P/B uses the latest equity · Computed in-house by ChickenStock
P/E
6.91x
P/B
1.39x
P/S
—
Earnings and dividend metrics▾
Earnings
EPS
$10.72
Earnings per share
BPS
$53.22
Book value per share
ROE
20.1%
Return on equity
- EPS — what one share earned over the last four quarters. This company earned $10.72 per share.
- BPS — net assets divided by the number of shares. Each share is backed by $53.22 of net assets.
- ROE — how much the company earned on shareholder equity over a year: 20.1%.
Dividends
Yield
1.55%
Dividend per share
$1.15
Payout ratio
12.8%
Consecutive years
10+ yrs
Yield uses fiscal 2025 dividends · Dividend per share and payout ratio are for fiscal 2025.
- Dividend yield — dividends divided by the share price (or market cap). It falls when the price rises.
- Dividend per share — the fiscal-year dividend per share. For one hundred shares that is about $115.00 before tax.
- Payout ratio — 12.8% of earnings was paid out as dividends.
- Consecutive years — dividends were paid every year for more than 10 years. That does not mean they will continue.
Reference only · not a promise of future dividends
ⓘ What are these valuation metrics?▾
P/E = share price ÷ earnings per share (EPS)
P/B = share price ÷ book value per share (BPS)
P/S = share price ÷ sales per share
P/E shows how many times annual earnings per share the price is; not all earnings are paid to shareholders. P/B compares the price with net assets, and P/S with sales.
Higher or lower is not good or bad by itself. Typical levels differ by industry; read P/B alongside ROE and P/S alongside margins.
ChickenStock computes these from SEC financial filings: net income and revenue are summed over the latest four quarters, and equity is the latest reported balance.
A negative P/E means a net loss. Reference information only, not a recommendation to buy or sell.
Latest earnings
SEC filingsJul–Sep 2026(FY2026 Q3)
Net income decreased 17.2% from the same period a year earlier.
Key reported figures come first. Select one to see the same quarter across three years.
Net income · same quarter, three years
Year-ago quarter $1.08B-17.2%
$789M
Jul–Sep '24
$1.08B
Jul–Sep '25
$892M
Jul–Sep '26
The next earnings date has not been confirmed yet.
ⓘ Notes on these figures▾
- Results for Jul–Sep 2026 are from the 10-Q submitted to SEC EDGAR on Oct 22, 2026.
- Earnings per share decreased 6.3% from the same quarter a year earlier.
- Net income decreased 17.2% from the same quarter a year earlier.
Filed Oct 22, 2026 · 10-Q · SEC EDGAR · View original
Reported results are from SEC EDGAR filings. Reference information only, not investment advice.
Insider transactions
Recent Form 4 filings grouped by person, date and transaction type.
- NAYLOR JEFFREY GDirector · Sep 30, 2026Grant or award1,287 shares · $91KAvg. price $70.9766,904 shares held after
- Parker P.W.Director · Sep 30, 2026Grant or award846 shares · $60KAvg. price $70.9735,333 shares held after
- Zane Ellen MDirector · Sep 30, 2026Grant or award846 shares · $60KAvg. price $70.9733,087 shares held after
- Richie LaurelDirector · Sep 30, 2026Grant or award846 shares · $60KAvg. price $70.9752,670 shares held after
- GUTHRIE ROY ADirector · Sep 30, 2026Grant or award846 shares · $60KAvg. price $70.9741,701 shares held after
- ELLINGER DEBORAH GDirector · Sep 30, 2026Grant or award846 shares · $60KAvg. price $70.973,198 shares held after
- Alves Paget LeonardDirector · Sep 30, 2026Grant or award846 shares · $60KAvg. price $70.9753,380 shares held after
- Chytil Kamila KDirector · Sep 30, 2026Grant or award846 shares · $60KAvg. price $70.9718,775 shares held after
- COVIELLO ARTHUR W JRDirector · Sep 30, 2026Grant or award846 shares · $60KAvg. price $70.9727,012 shares held after
- COLAO DANIEL ODirector · Sep 30, 2026Grant or award846 shares · $60KAvg. price $70.976,528 shares held after
- AGUIRRE FERNANDODirector · Sep 30, 2026Grant or award846 shares · $60KAvg. price $70.9731,119 shares held after
- DOUBLES BRIAN DSee remarks · Aug 17, 2026Grant or award1,001 shares · $81KAvg. price $80.75828,886 shares held after
- Wenzel Brian J. Sr.See remarks · Aug 17, 2026Grant or award272 shares · $22KAvg. price $80.7564,763 shares held after
- Juel CarolSee remarks · Aug 17, 2026Grant or award218 shares · $18KAvg. price $80.7551,875 shares held after
- MOTHNER JONATHAN SSee remarks · Aug 17, 2026Grant or award218 shares · $18KAvg. price $80.75132,875 shares held after
- NAYLOR JEFFREY GDirector · Aug 17, 2026Grant or award203 shares · $16KAvg. price $80.7565,617 shares held after
- Casellas AlbertoSee remarks · Aug 17, 2026Grant or award182 shares · $15KAvg. price $80.7550,691 shares held after
- Howse CurtisSee remarks · Aug 17, 2026Grant or award182 shares · $15KAvg. price $80.7586,796 shares held after
- Alves Paget LeonardDirector · Aug 17, 2026Grant or award157 shares · $13KAvg. price $80.7552,534 shares held after
- GUTHRIE ROY ADirector · Aug 17, 2026Grant or award156 shares · $13KAvg. price $80.7540,855 shares held after
- Richie LaurelDirector · Aug 17, 2026Grant or award138 shares · $11KAvg. price $80.7551,824 shares held after
- Gentleman CourtneySee remarks · Aug 17, 2026Grant or award79 shares · $6KAvg. price $80.7518,697 shares held after
- Owens DarrellSee remarks · Aug 17, 2026Grant or award70 shares · $6KAvg. price $80.7516,480 shares held after
- Tiliakos AmySee remarks · Aug 17, 2026Grant or award49 shares · $4KAvg. price $80.7519,949 shares held after
- Parker P.W.Director · Aug 17, 2026Grant or award14 shares · $1KAvg. price $80.7534,487 shares held after
- Zane Ellen MDirector · Aug 17, 2026Grant or award14 shares · $1KAvg. price $80.7532,241 shares held after
- Chytil Kamila KDirector · Aug 17, 2026Grant or award14 shares · $1KAvg. price $80.7517,929 shares held after
- COVIELLO ARTHUR W JRDirector · Aug 17, 2026Grant or award14 shares · $1KAvg. price $80.7526,156 shares held after
- AGUIRRE FERNANDODirector · Aug 17, 2026Grant or award14 shares · $1KAvg. price $80.7530,273 shares held after
- COLAO DANIEL ODirector · Aug 17, 2026Grant or award14 shares · $1KAvg. price $80.755,682 shares held after
- COVIELLO ARTHUR W JRDirector · Aug 17, 2026Other11 shares · $887Avg. price $80.626,166 shares held after
- ELLINGER DEBORAH GDirector · Aug 17, 2026Grant or award10 shares · $808Avg. price $80.752,352 shares held after
- Casellas AlbertoSee remarks · Aug 13, 2026Open-market sale5,456 shares · $436KAvg. price $8050,512 shares held after
- Casellas AlbertoSee remarks · Aug 13, 2026Option exercise5,456 shares · $183KAvg. price $33.5355,968 shares held after
- COVIELLO ARTHUR W JRDirector · Aug 3, 2026Open-market sale4,000 shares · $309KAvg. price $77.1726,144 shares held after
- Gentleman CourtneySee remarks · Aug 3, 2026Open-market sale721 shares · $55KAvg. price $76.7318,620 shares held after
- Owens DarrellSee remarks · Aug 3, 2026Open-market sale610 shares · $47KAvg. price $76.7316,410 shares held after
- Tiliakos AmySee remarks · Jul 31, 2026Shares withheld for taxes1,738 shares · $132KAvg. price $75.7919,900 shares held after
- Gentleman CourtneySee remarks · Jul 31, 2026Shares withheld for taxes574 shares · $44KAvg. price $75.7919,341 shares held after
- Owens DarrellSee remarks · Jul 31, 2026Shares withheld for taxes486 shares · $37KAvg. price $75.7917,020 shares held after
Only transactions reported on SEC Form 4 are shown. A sale may follow a pre-arranged 10b5-1 plan, and items such as option exercises or shares withheld for taxes are not open-market trades.
Recent SEC filings
40 filingsRecent filing summaries
Newest first by publication date · may differ from the filing date
- AI summary10-QSynchrony Financial said net earnings for the 3 months ended September 30, 2026 fell to $1.1 billion from $892 million, and for the 9 months fell to $2.8 billion from $2.6 billion.Published Oct 22, 2026 · Filed Oct 22, 2026Read the summary →
- AI summary8-KThe company said period-end loan receivables were $103.3 billion as of September 30, 2026, compared with $100.2 billion on September 30, 2025.Published Oct 20, 2026 · Filed Oct 20, 2026Read the summary →
- AI summary8-KThe company said net earnings for Q3 2026 were $892 million ($2.68 per diluted share). Net earnings for Q3 2025 were $1.1 billion ($2.86 per diluted share), and net earnings decreased $185 million, or 17%.Published Oct 20, 2026 · Filed Oct 20, 2026Read the summary →
- Synchrony Financial said net earnings for the 3 months ended September 30, 2026 fell to $1.1 billion from $892 million, and for the 9 months fell to $2.8 billion from $2.6 billion.Read the full analysis →
- The company said period-end loan receivables were $103.3 billion as of September 30, 2026, compared with $100.2 billion on September 30, 2025.Read the full analysis →
- The company said net earnings for Q3 2026 were $892 million ($2.68 per diluted share). Net earnings for Q3 2025 were $1.1 billion ($2.86 per diluted share), and net earnings decreased $185 million, or 17%.Read the full analysis →
- The company said that as of July 31, 2026, its 30+ delinquency rate was 4.2%, the net charge-off rate for the month was 4.7%, and the adjusted net charge-off rate was 4.9%.Read the full analysis →
Filings submitted to the U.S. Securities and Exchange Commission (EDGAR). Dates are SEC filing dates (U.S. Eastern). Form and item names are the official SEC titles. The Earnings and Risk tags come directly from form types and item codes; they are not written by AI. Insider ownership reports (Forms 3, 4 and 5) are excluded.
Company overview
Expand ▾
Synchrony Financial (SYF) stock information
NYSE
Synchrony Financial (SYF) is listed on NYSE. Its market capitalization is about $23B. On trailing-twelve-month earnings the P/E ratio is 6.91, and the P/B ratio is 1.39. Return on equity is 20.1%. These figures are computed in-house from official filings and are reference information only.
Synchrony Financial — frequently asked questions
- What is the P/E ratio of Synchrony Financial (SYF)?
- On a trailing-twelve-month basis, SYF trades at a P/E ratio of 6.91. It is calculated as market capitalization divided by net income attributable to controlling interests, using official filings. Reference information only.
- What is the market capitalization of Synchrony Financial?
- SYF has a market capitalization of about $23B. The figure moves with the share price and is refreshed each trading day.
- Does Synchrony Financial pay a dividend?
- SYF has a dividend yield of about 1.55%, based on disclosed payment history. Dividend policy can change; this is reference information only.
- Is this page investment advice?
- No. Every figure on this page is factual reference information compiled from public filings. It is not investment advice, not a price forecast and not a recommendation to buy or sell. Investment decisions rest with the user.
All metrics, scores, and content provided by ChickenStock are reference information derived from market data. They are not investment advice or a solicitation to trade. Investment decisions and their consequences rest with the user.