Synchrony Financial said period-end loan receivables as of August 31, 2025 were $100.2 billion, and loan receivables held for sale on the same date were $0.2 billion.

1. 01

   Synchrony Financial said period-end loan receivables as of August 31, 2025 were $100.2 billion, and loan receivables held for sale on the same date were $0.2 billion.

2. 02

   The company said the 30+ delinquency rate as of August 31, 2025 was 4.3%, the net charge-off rate for August was 5.1%, and the adjusted net charge-off rate reflecting a recovery adjustment of 0.2% was 5.3%.

3. 03

   Synchrony Financial said charge-off cycle dates are executed on various days during each calendar month, and as a result, the amount of charged-off loan receivables can vary between monthly periods with no corresponding change in portfolio performance. For consumer credit card loan receivables, the charge-off cycle dates were August 28, 2025 and August 25, 2024.

4. 04

   The company intends to continue to furnish these statistics on a monthly basis, noting that for the last month of each calendar quarter, the statistics will be furnished contemporaneously with the company's announcement of its financial results for such quarter. It also explained that the adjusted net charge-off rate is a non-GAAP financial measure that includes the recovery adjustment.

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AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

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