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AI English summary of an SEC filing — figures as filed

Synchrony Financial logoSynchrony Financial SYF

The company said that as of Apr 30, 2025, period-end loan receivables were $99.5 billion, and average loan receivables, including held for sale, for the same month were $99.1 billion.

8-KRegulation FD DisclosureFiled Period of report Summary published (UTC)

Key points

AI summary
  1. The company said that as of Apr 30, 2025, period-end loan receivables were $99.5 billion, and average loan receivables, including held for sale, for the same month were $99.1 billion.

  2. Synchrony Financial said it intends to continue to furnish these statistics on a monthly basis, and that for the last month of each calendar quarter, the statistics will be furnished at the same time as its announcement of financial results for that quarter. It also said the number of charge-off cycle dates varies from month to month, so charged-off amounts can vary between monthly periods with no corresponding change in portfolio performance.

Summary

AI-written

Analysis scope · Filing body and confirmed press-release exhibitWe analyzed the filing body and confirmed exhibits. This is not a review of other exhibits, investor presentations or the full earnings call. Some paragraphs were omitted because their support in the source could not be confirmed.

Period-end loan receivables as of Apr 30, 2025

The company said that as of Apr 30, 2025, period-end loan receivables were $99.5 billion, and average loan receivables, including held for sale, for the same month were $99.1 billion.

Source · Based on the filing body and exhibits

Monthly disclosure approach and charge-off cycle dates

Synchrony Financial said it intends to continue to furnish these statistics on a monthly basis, and that for the last month of each calendar quarter, the statistics will be furnished at the same time as its announcement of financial results for that quarter. It also said the number of charge-off cycle dates varies from month to month, so charged-off amounts can vary between monthly periods with no corresponding change in portfolio performance.

Source · Based on the filing body and exhibits

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

The filing as submitted to SEC EDGAR. You can check the figures and statements of this summary against it.

Source: SEC EDGAR (U.S. Securities and Exchange Commission). Item captions are the SEC's. The summary is for reference only and is not investment advice.