The company said period-end loan receivables were $99.6 billion as of March 31, 2025, and its 30+ delinquency rate was 4.5%.

8-KRegulation FD DisclosureFiled Apr 22, 2025Period of report Apr 22, 2025Summary published (UTC) Oct 24, 2026

Key points

AI summary

The company said period-end loan receivables were $99.6 billion as of March 31, 2025, and its 30+ delinquency rate was 4.5%.
The company said period-end loan receivables were $101.7 billion as of March 31, 2024, its 30+ delinquency rate was 4.7%, and its net charge-off rate was 6.6%.
The company said it intends to continue furnishing these statistics monthly, and that for the last month of each calendar quarter, the statistics will be furnished at the same time as its announcement of quarterly financial results. It also explained that the number of charge-off cycle dates varies from month to month, so the amount of charged-off loan receivables can change between monthly periods without a corresponding change in portfolio performance.

Summary

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Analysis scope · Filing body and confirmed press-release exhibitWe analyzed the filing body and confirmed exhibits. This is not a review of other exhibits, investor presentations or the full earnings call. Some paragraphs were omitted because their support in the source could not be confirmed.

Synchrony Financial March 2025 loan receivables and 30+ day delinquency rate

The company said period-end loan receivables were $99.6 billion as of March 31, 2025, and its 30+ delinquency rate was 4.5%.

Source · Based on the filing body and exhibits

March 2024 comparison figures

The company said period-end loan receivables were $101.7 billion as of March 31, 2024, its 30+ delinquency rate was 4.7%, and its net charge-off rate was 6.6%.

Source · Based on the filing body and exhibits

Monthly statistics disclosure approach and charge-off cycle date explanation

The company said it intends to continue furnishing these statistics monthly, and that for the last month of each calendar quarter, the statistics will be furnished at the same time as its announcement of quarterly financial results. It also explained that the number of charge-off cycle dates varies from month to month, so the amount of charged-off loan receivables can change between monthly periods without a corresponding change in portfolio performance.

Source · Based on the filing body and exhibits

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

The filing as submitted to SEC EDGAR. You can check the figures and statements of this summary against it.

View the original filing on SEC EDGAR ↗

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