AI English summary of an SEC filing — figures as filed
The company said net revenue for fiscal 2026 Q4 rose 13% to $12.1 billion, and full-year net revenue increased 15% to $45.9 billion. GAAP net income for Q4 was $6.0 billion ($3.19 per share), and full-year GAAP net income was $23.5 billion ($12.32 per share).
Key points
AI summaryThe company said net revenue for fiscal 2026 Q4 rose 13% to $12.1 billion, and full-year net revenue increased 15% to $45.9 billion. GAAP net income for Q4 was $6.0 billion ($3.19 per share), and full-year GAAP net income was $23.5 billion ($12.32 per share).
Visa said service revenue for Q4 was $5.3 billion, up 14%, data processing revenue was $6.2 billion, up 16%, international transaction revenue was $4.1 billion, up 8%, and other revenue was $1.6 billion, up 40%. It also said client incentives rose 21% to $5.1 billion.
The company said GAAP net income for Q4 included a litigation provision of $469 million related to the interchange multidistrict litigation and a donation of investments to the Visa Foundation totaling $282 million. Excluding these items, non-GAAP net income was $6.6 billion ($3.48 per share).
Visa said share repurchases and dividends for Q4 and the full year were $5.2B and $25.6B, respectively, and that its board raised the quarterly cash dividend by 16% to $0.780 per share. The company also announced on August 3, 2026 a definitive agreement to acquire BioCatch for $2.4 billion in cash.
Summary
AI-writtenAnalysis scope · Filing body and confirmed press-release exhibitWe analyzed the filing body and confirmed exhibits. This is not a review of other exhibits, investor presentations or the full earnings call.
Q4 and Full-Year Net Revenue and GAAP Net Income
The company said net revenue for fiscal 2026 Q4 rose 13% to $12.1 billion, and full-year net revenue increased 15% to $45.9 billion. GAAP net income for Q4 was $6.0 billion ($3.19 per share), and full-year GAAP net income was $23.5 billion ($12.32 per share).
Source · Based on the filing body and exhibits
Q4 Revenue Category Growth and Client Incentives
Visa said service revenue for Q4 was $5.3 billion, up 14%, data processing revenue was $6.2 billion, up 16%, international transaction revenue was $4.1 billion, up 8%, and other revenue was $1.6 billion, up 40%. It also said client incentives rose 21% to $5.1 billion.
Source · Based on the filing body and exhibits
Q4 Special Items and Non-GAAP Net Income
The company said GAAP net income for Q4 included a litigation provision of $469 million related to the interchange multidistrict litigation and a donation of investments to the Visa Foundation totaling $282 million. Excluding these items, non-GAAP net income was $6.6 billion ($3.48 per share).
Source · Based on the filing body and exhibits
Share Repurchases, Dividends and BioCatch Acquisition
Visa said share repurchases and dividends for Q4 and the full year were $5.2B and $25.6B, respectively, and that its board raised the quarterly cash dividend by 16% to $0.780 per share. The company also announced on August 3, 2026 a definitive agreement to acquire BioCatch for $2.4 billion in cash.
Source · Based on the filing body and exhibits
AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.
Original filing
The filing as submitted to SEC EDGAR. You can check the figures and statements of this summary against it.
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