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AI English summary of an SEC filing — figures as filed

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The company said it deposited $500 million into the U.S. litigation escrow account on December 23, 2025, which was established under its U.S. retrospective responsibility plan.

8-KOther EventsFiled Period of report Summary published (UTC)

Key points

AI summary
  1. The company said it deposited $500 million into the U.S. litigation escrow account on December 23, 2025, which was established under its U.S. retrospective responsibility plan.

  2. The company said the conversion rate for its class B-1 common stock fell from 1.5549 to 1.5491, effective December 23, 2025.

  3. The company said the conversion rate for its class B-2 common stock fell from 1.5223 to 1.5108, effective December 23, 2025.

  4. The company said the conversion rate adjustments reduced its as-converted class B-1 share count from 7,518,496 to 7,490,714 and its class B-2 share count from 183,187,821 to 181,804,989. It said the adjustment has the same effect on earnings per share as repurchasing class A common stock.

Summary

AI-written

Analysis scope · Filing bodyWe analyzed the filing body and confirmed exhibits. This is not a review of other exhibits, investor presentations or the full earnings call.

Visa Deposits $500 million into U.S. Litigation Escrow

The company said it deposited $500 million into the U.S. litigation escrow account on December 23, 2025, which was established under its U.S. retrospective responsibility plan.

Source · Based on the filing body and exhibits

Class B-1 conversion rate to 1.5491 from 1.5549

The company said the conversion rate for its class B-1 common stock fell from 1.5549 to 1.5491, effective December 23, 2025.

Source · Based on the filing body and exhibits

Class B-2 conversion rate to 1.5108 from 1.5223

The company said the conversion rate for its class B-2 common stock fell from 1.5223 to 1.5108, effective December 23, 2025.

Source · Based on the filing body and exhibits

As-Converted Share Count Reduced

The company said the conversion rate adjustments reduced its as-converted class B-1 share count from 7,518,496 to 7,490,714 and its class B-2 share count from 183,187,821 to 181,804,989. It said the adjustment has the same effect on earnings per share as repurchasing class A common stock.

Source · Based on the filing body and exhibits

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

The filing as submitted to SEC EDGAR. You can check the figures and statements of this summary against it.

Source: SEC EDGAR (U.S. Securities and Exchange Commission). Item captions are the SEC's. The summary is for reference only and is not investment advice.