U.S. Bancorp said net income attributable to U.S. Bancorp for Q2 2025 was $1.8 billion, or $1.11 per diluted common share, compared with $1.6 billion, or $0.97 per diluted common share, for Q2 2024.

10-QQuarterly reportFiled Aug 7, 2025Period of report Jun 30, 2025Summary published (UTC) Oct 11, 2026

Key points

AI summary

U.S. Bancorp said net income attributable to U.S. Bancorp for Q2 2025 was $1.8 billion, or $1.11 per diluted common share, compared with $1.6 billion, or $0.97 per diluted common share, for Q2 2024.
The company said total net revenue for Q2 2025 was $137 million (2.0%) higher than Q2 2024, with net interest income increasing 0.7% and noninterest income increasing 3.9%.
U.S. Bancorp said the provision for credit losses for Q2 2025 was $501 million, $67 million (11.8%) lower than Q2 2024, and net charge-offs increased $16 million (3.0%).
The company said its loan portfolio at June 30, 2025 was $380.2 billion, an increase of $411 million (0.1%) compared with December 31, 2024 of $379.8 billion.

Key figures

Quarter ended June 30, 2025

Revenue: $7.0B
Net income: $1.8B
EPS: $1.11

From the XBRL financial data filed with the SEC · not processed by AI.

Summary

AI-written

Analysis scope · Management's discussion (MD&A)We analyzed excerpts of the Management's Discussion and Analysis (MD&A) section (with omissions). Other sections of the report, such as the notes to the financial statements and risk factors, were not reviewed.

Q2 Net Income $1.8 billion, Diluted Per Share $1.11

U.S. Bancorp said net income attributable to U.S. Bancorp for Q2 2025 was $1.8 billion, or $1.11 per diluted common share, compared with $1.6 billion, or $0.97 per diluted common share, for Q2 2024.

Source · Based on the MD&A text of the filing

Net Revenue: Net Interest Income Up 0.7%, Noninterest Income Up 3.9%

The company said total net revenue for Q2 2025 was $137 million (2.0%) higher than Q2 2024, with net interest income increasing 0.7% and noninterest income increasing 3.9%.

Source · Based on the MD&A text of the filing

Q2 Provision for Credit Losses $501 million

U.S. Bancorp said the provision for credit losses for Q2 2025 was $501 million, $67 million (11.8%) lower than Q2 2024, and net charge-offs increased $16 million (3.0%).

Source · Based on the MD&A text of the filing

Loan Portfolio at June 30, 2025 $380.2 billion

The company said its loan portfolio at June 30, 2025 was $380.2 billion, an increase of $411 million (0.1%) compared with December 31, 2024 of $379.8 billion.

Source · Based on the MD&A text of the filing

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

The filing as submitted to SEC EDGAR. You can check the figures and statements of this summary against it.

View the original filing on SEC EDGAR ↗

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