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Truist Financial logoTruist Financial TFC

The company issued and sold October 23, 2025 $1,250,000,000 aggregate principal amount of its 4.964% Fixed-to-Floating Rate Medium-Term Notes, Series I (Senior), which mature on October 23, 2036.

8-KOther EventsFiled Period of report Summary published (UTC)

Key points

AI summary
  1. The company issued and sold October 23, 2025 $1,250,000,000 aggregate principal amount of its 4.964% Fixed-to-Floating Rate Medium-Term Notes, Series I (Senior), which mature on October 23, 2036.

  2. The company said the notes were registered under the Securities Act of 1933 on Form S-3 (File No. 333-276600). Mayer Brown LLP, the company's legal counsel, filed its opinion with this 8-K, which is incorporated by reference into the registration statement.

  3. The company said its bank subsidiary, Truist Bank, concurrently issued and sold $1,250,000,000 aggregate principal amount of its 4.136% Fixed-to-Floating Rate Senior Bank Notes, Series I (Senior). These notes mature on October 23, 2029.

  4. The company filed this Form 8-K on October 23, 2025 under Item 8.01, Other Events. Exhibits include Mayer Brown LLP's opinion on the validity of the notes (Exhibit 5.1) and its consent (Exhibit 23.1).

Summary

AI-written

Analysis scope · Filing bodyWe analyzed the filing body and confirmed exhibits. This is not a review of other exhibits, investor presentations or the full earnings call.

$1,250,000,000 Senior Medium-Term Note Issuance

The company issued and sold October 23, 2025 $1,250,000,000 aggregate principal amount of its 4.964% Fixed-to-Floating Rate Medium-Term Notes, Series I (Senior), which mature on October 23, 2036.

Source · Based on the filing body and exhibits

Form S-3 Registration and Mayer Brown LLP Legal Opinion

The company said the notes were registered under the Securities Act of 1933 on Form S-3 (File No. 333-276600). Mayer Brown LLP, the company's legal counsel, filed its opinion with this 8-K, which is incorporated by reference into the registration statement.

Source · Based on the filing body and exhibits

Concurrent Note Issuance by Subsidiary Truist Bank

The company said its bank subsidiary, Truist Bank, concurrently issued and sold $1,250,000,000 aggregate principal amount of its 4.136% Fixed-to-Floating Rate Senior Bank Notes, Series I (Senior). These notes mature on October 23, 2029.

Source · Based on the filing body and exhibits

Item 8.01 Other Events Disclosure and Exhibits

The company filed this Form 8-K on October 23, 2025 under Item 8.01, Other Events. Exhibits include Mayer Brown LLP's opinion on the validity of the notes (Exhibit 5.1) and its consent (Exhibit 23.1).

Source · Based on the filing body and exhibits

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

The filing as submitted to SEC EDGAR. You can check the figures and statements of this summary against it.

Source: SEC EDGAR (U.S. Securities and Exchange Commission). Item captions are the SEC's. The summary is for reference only and is not investment advice.