The company said diluted EPS for Q3 2026 was $0.56 and adjusted diluted EPS was $1.16, up 12% from Q3 2025. Diluted EPS for 2Q26, the prior quarter, was $1.23.

1. 01

   The company said diluted EPS for Q3 2026 was $0.56 and adjusted diluted EPS was $1.16, up 12% from Q3 2025. Diluted EPS for 2Q26, the prior quarter, was $1.23.

2. 02

   Truist said its adjusted net income excluded a pre-tax loss of $1.4 billion on the sale of AFS securities ($0.90 per share). It also said it excluded a pre-tax loan loss reserve recapture of $581 million ($0.36 per share) and pre-tax impacts of $106 million ($0.06 per share) associated with the RAC loan sale.

3. 03

   Truist said it signed an agreement on October 14, 2026 to sell $7.7 billion of unsecured consumer loans, representing substantially all assets of LightStream, its unsecured lending platform, to Carlyle Group Inc.

4. 04

   The company said its NCO ratio was 77 basis points for Q3 2026 (including 39 basis points related to RAC) and its ALLL ratio was 1.25%. The CET1 ratio was 10.7%, down 20 basis points from June 30, 2026, and the company cited shareholder returns and the repositioning of the AFS securities portfolio as the main factors.

Analysis scope · Filing body and confirmed press-release exhibitWe analyzed the filing body and confirmed exhibits. This is not a review of other exhibits, investor presentations or the full earnings call.

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

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