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AI English summary of an SEC filing — figures as filed

Truist Financial logoTruist Financial TFC

Truist said net income available to common shareholders for Q2 2025 was $1.2 billion, or $0.90 per diluted share. The company reported net income of $1.24 billion and diluted earnings per share of $0.87 for the prior quarter.

8-KResults of Operations and Financial ConditionFiled Period of report Summary published (UTC)

Key points

AI summary
  1. Truist said net income available to common shareholders for Q2 2025 was $1.2 billion, or $0.90 per diluted share. The company reported net income of $1.24 billion and diluted earnings per share of $0.87 for the prior quarter.

  2. Truist said taxable-equivalent net interest income for Q2 was $3,635 million, up $80 million or 2.3% compared to the prior quarter, and net interest margin was 3.02%, up 1 basis point.

  3. The company said average loans and leases held for investment for Q2 were $312.6 billion, up $6.2 billion or 2.0% compared to the prior quarter. Average deposits were $400.5 billion, up $8.3 billion or 2.1%.

  4. Truist said it repurchased $750 million in common shares during Q2, with dividend and total payout ratios of 57% and 121%, respectively. The company reported its CET1 ratio was 11.0%, down 30 basis points from March 31, 2025.

Summary

AI-written

Analysis scope · Filing body and confirmed press-release exhibitWe analyzed the filing body and confirmed exhibits. This is not a review of other exhibits, investor presentations or the full earnings call.

Net income available to common shareholders and earnings per share for Q2

Truist said net income available to common shareholders for Q2 2025 was $1.2 billion, or $0.90 per diluted share. The company reported net income of $1.24 billion and diluted earnings per share of $0.87 for the prior quarter.

Source · Based on the filing body and exhibits

Net interest income and net interest margin

Truist said taxable-equivalent net interest income for Q2 was $3,635 million, up $80 million or 2.3% compared to the prior quarter, and net interest margin was 3.02%, up 1 basis point.

Source · Based on the filing body and exhibits

Average loans and deposits increase

The company said average loans and leases held for investment for Q2 were $312.6 billion, up $6.2 billion or 2.0% compared to the prior quarter. Average deposits were $400.5 billion, up $8.3 billion or 2.1%.

Source · Based on the filing body and exhibits

Capital ratios and share repurchases

Truist said it repurchased $750 million in common shares during Q2, with dividend and total payout ratios of 57% and 121%, respectively. The company reported its CET1 ratio was 11.0%, down 30 basis points from March 31, 2025.

Source · Based on the filing body and exhibits

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

The filing as submitted to SEC EDGAR. You can check the figures and statements of this summary against it.

Source: SEC EDGAR (U.S. Securities and Exchange Commission). Item captions are the SEC's. The summary is for reference only and is not investment advice.