Truist Financial said net income available to common shareholders for Q1 2025 was $1.2 billion, up 6.0% compared with Q1 2024, and diluted earnings per common share were $0.87, an increase of $0.06, or 7.4%.

1. 01

   Truist Financial said net income available to common shareholders for Q1 2025 was $1.2 billion, up 6.0% compared with Q1 2024, and diluted earnings per common share were $0.87, an increase of $0.06, or 7.4%.

2. 02

   The company said taxable-equivalent net interest income for Q1 2025 was up $130 million, or 3.8%, compared with Q1 2024, and net interest margin was 3.01%, up 13 basis points, citing balance sheet repositioning in Q2 2024 as a primary factor.

3. 03

   Truist Financial said noninterest expense for Q1 2025 was down $47 million, or 1.6%, compared with Q1 2024, attributing the decrease to the prior period FDIC special assessment adjustment of $75 million, while adjusted noninterest expense increased $41 million, or 1.5%.

4. 04

   The company said it returned $1.2 billion to common shareholders during Q1 2025 through common stock dividends of $679 million and common share repurchases of $500 million, and its CET1 ratio was 11.3% as of March 31, 2025, down 20 basis points compared with the end of the prior year.

Key figures

Quarter ended March 31, 2025

Revenue

$6.0B

Net income

$1.3B

EPS

$0.87

Operating cash flow

$746M

Analysis scope · Management's discussion (MD&A)We analyzed excerpts of the Management's Discussion and Analysis (MD&A) section (with omissions). Other sections of the report, such as the notes to the financial statements and risk factors, were not reviewed.

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

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