ChickenStockChickenStock

AI English summary of an SEC filing — figures as filed

State Street logoState Street STT

State Street said that on Q4 2025 total revenue was $3,667 million, up 7% from the prior year, net income was $747 million, and diluted earnings per share was $2.42. Excluding notable items, diluted earnings per share was $2.97.

8-KResults of Operations and Financial ConditionFiled Period of report Summary published (UTC)

Key points

AI summary
  1. State Street said that on Q4 2025 total revenue was $3,667 million, up 7% from the prior year, net income was $747 million, and diluted earnings per share was $2.42. Excluding notable items, diluted earnings per share was $2.97.

  2. The company said that on Q4 2025 total expenses were $2,741 million, up 12% from the prior year, including net notable items of $206 million. Excluding notable items, total expenses increased 6%.

  3. State Street said that on Q4 2025 total fee revenue was $2,862 million and net interest income was $802 million, each up 8% and 7%, respectively, from the prior year.

  4. The company said that as of Q4 2025 the CET1 ratio under Basel III Standardized was 11.7%, and it returned $400 million in share repurchases and $235 million in dividends, for a total of $635 million to common shareholders.

Summary

AI-written

Analysis scope · Filing body and confirmed press-release exhibitWe analyzed the opening part of the filing body and confirmed exhibits, within a length limit. This is not a review of other exhibits, investor presentations or the full earnings call.

4Q25 Results: Total Revenue $3,667 million, Net Income $747 million, Diluted EPS $2.42

State Street said that on Q4 2025 total revenue was $3,667 million, up 7% from the prior year, net income was $747 million, and diluted earnings per share was $2.42. Excluding notable items, diluted earnings per share was $2.97.

Source · Based on the filing body and exhibits

4Q25 Net Notable Items in Total Expenses $206 million

The company said that on Q4 2025 total expenses were $2,741 million, up 12% from the prior year, including net notable items of $206 million. Excluding notable items, total expenses increased 6%.

Source · Based on the filing body and exhibits

4Q25 Fee Revenue $2,862 million and Net Interest Income $802 million

State Street said that on Q4 2025 total fee revenue was $2,862 million and net interest income was $802 million, each up 8% and 7%, respectively, from the prior year.

Source · Based on the filing body and exhibits

4Q25 Capital and Shareholder Returns: CET1 11.7%, Returns $635 million

The company said that as of Q4 2025 the CET1 ratio under Basel III Standardized was 11.7%, and it returned $400 million in share repurchases and $235 million in dividends, for a total of $635 million to common shareholders.

Source · Based on the filing body and exhibits

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

The filing as submitted to SEC EDGAR. You can check the figures and statements of this summary against it.

Source: SEC EDGAR (U.S. Securities and Exchange Commission). Item captions are the SEC's. The summary is for reference only and is not investment advice.