AI English summary of an SEC filing — figures as filed
Raymond James Financial RJFRaymond James Financial said net revenues for the year ended September 30, 2025 were $14.07 billion, an increase of 10% compared with the prior year, pre-tax income was $2.71 billion, an increase of 3%, and diluted earnings per share were $10.30, an increase of 6%.
Key points
AI summaryRaymond James Financial said net revenues for the year ended September 30, 2025 were $14.07 billion, an increase of 10% compared with the prior year, pre-tax income was $2.71 billion, an increase of 3%, and diluted earnings per share were $10.30, an increase of 6%.
Raymond James Financial said its annual ROCE was 17.7%, down from 18.9% in the prior year, and its ROTCE (non-GAAP) was 20.6%, compared with 22.6% in the prior year. Excluding acquisition-related expenses of $75 million (net of tax), adjusted diluted earnings per share increased 6% to $10.66.
Raymond James Financial said non-compensation expenses increased 16%. The company cited higher provisions for legal and regulatory matters as a factor, including a $58 million expense increase associated with the settlement of a legal matter related to bond underwritings for a specific issuer between 2013 and 2015.
The company said it issued $650 million of 4.90% senior notes due September 2035 and $850 million of 5.65% senior notes due September 2055, for a total of $1.5 billion, in a public offering on September 11, 2025. As of September 30, 2025, the balance of senior notes payable was $3.52 billion.
Key figures
Fiscal year ended September 30, 2025
- Revenue
- $15.9B
- Net income
- $2.1B
- EPS
- $10.30
- Operating cash flow
- $2.4B
From the XBRL financial data filed with the SEC · not processed by AI.
Summary
AI-writtenAnalysis scope · Management's discussion (MD&A)We analyzed excerpts of the Management's Discussion and Analysis (MD&A) section (with omissions). Other sections of the report, such as the notes to the financial statements and risk factors, were not reviewed.
Fiscal 2025 net revenues, pre-tax income and diluted earnings per share
Raymond James Financial said net revenues for the year ended September 30, 2025 were $14.07 billion, an increase of 10% compared with the prior year, pre-tax income was $2.71 billion, an increase of 3%, and diluted earnings per share were $10.30, an increase of 6%.
Source · Based on the MD&A text of the filing
ROCE and ROTCE decline and adjusted diluted earnings per share
Raymond James Financial said its annual ROCE was 17.7%, down from 18.9% in the prior year, and its ROTCE (non-GAAP) was 20.6%, compared with 22.6% in the prior year. Excluding acquisition-related expenses of $75 million (net of tax), adjusted diluted earnings per share increased 6% to $10.66.
Source · Based on the MD&A text of the filing
Non-compensation expenses up 16% and legal and regulatory provisions
Raymond James Financial said non-compensation expenses increased 16%. The company cited higher provisions for legal and regulatory matters as a factor, including a $58 million expense increase associated with the settlement of a legal matter related to bond underwritings for a specific issuer between 2013 and 2015.
Source · Based on the MD&A text of the filing
September 2025 senior notes offering of $1.5 billion
The company said it issued $650 million of 4.90% senior notes due September 2035 and $850 million of 5.65% senior notes due September 2055, for a total of $1.5 billion, in a public offering on September 11, 2025. As of September 30, 2025, the balance of senior notes payable was $3.52 billion.
Source · Based on the MD&A text of the filing
AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.
Original filing
The filing as submitted to SEC EDGAR. You can check the figures and statements of this summary against it.
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