AI English summary of an SEC filing — figures as filed
The company said it reported net income available to common shareholders of $549 million and diluted EPS of $0.64 for Q2 2026. On an adjusted basis, net income was $583 million, with diluted EPS of $0.68.
Key points
AI summaryThe company said it reported net income available to common shareholders of $549 million and diluted EPS of $0.64 for Q2 2026. On an adjusted basis, net income was $583 million, with diluted EPS of $0.68.
Regions said total revenue for Q2 was $1,907 million, up 1.8% from the prior quarter, and net interest income was $1,277 million, up 2.3%. The company said its net interest margin (FTE) was 3.66%, down 1 basis point.
The company said net charge-offs for Q2 were $102 million, or 0.42% of average loans on an annualized basis. Allowance for credit losses fell by $34 million, bringing it to 1.63% of loans, and coverage of non-performing loans was 241%.
The company said its estimated CET1 ratio at the end of Q2 was 10.7%. In Q2, it repurchased approximately 2.1 million shares of common stock for $59 million and declared common stock dividends of $226 million. It also declared a quarterly common stock dividend of $0.30 per share.
Summary
AI-writtenAnalysis scope · Filing body and confirmed press-release exhibitWe analyzed the filing body and confirmed exhibits. This is not a review of other exhibits, investor presentations or the full earnings call.
Regions Reports Q2 Net Income and Diluted EPS
The company said it reported net income available to common shareholders of $549 million and diluted EPS of $0.64 for Q2 2026. On an adjusted basis, net income was $583 million, with diluted EPS of $0.68.
Source · Based on the filing body and exhibits
Total Revenue and Net Interest Income
Regions said total revenue for Q2 was $1,907 million, up 1.8% from the prior quarter, and net interest income was $1,277 million, up 2.3%. The company said its net interest margin (FTE) was 3.66%, down 1 basis point.
Source · Based on the filing body and exhibits
Net Charge-Offs and Allowance for Credit Losses
The company said net charge-offs for Q2 were $102 million, or 0.42% of average loans on an annualized basis. Allowance for credit losses fell by $34 million, bringing it to 1.63% of loans, and coverage of non-performing loans was 241%.
Source · Based on the filing body and exhibits
Capital Ratios and Shareholder Returns
The company said its estimated CET1 ratio at the end of Q2 was 10.7%. In Q2, it repurchased approximately 2.1 million shares of common stock for $59 million and declared common stock dividends of $226 million. It also declared a quarterly common stock dividend of $0.30 per share.
Source · Based on the filing body and exhibits
AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.
Original filing
The filing as submitted to SEC EDGAR. You can check the figures and statements of this summary against it.
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