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AI English summary of an SEC filing — figures as filed

Regions Financial logoRegions Financial RF

The company said it reported net income available to common shareholders of $549 million and diluted EPS of $0.64 for Q2 2026. On an adjusted basis, net income was $583 million, with diluted EPS of $0.68.

8-KResults of Operations and Financial ConditionFiled Period of report Summary published (UTC)

Key points

AI summary
  1. The company said it reported net income available to common shareholders of $549 million and diluted EPS of $0.64 for Q2 2026. On an adjusted basis, net income was $583 million, with diluted EPS of $0.68.

  2. Regions said total revenue for Q2 was $1,907 million, up 1.8% from the prior quarter, and net interest income was $1,277 million, up 2.3%. The company said its net interest margin (FTE) was 3.66%, down 1 basis point.

  3. The company said net charge-offs for Q2 were $102 million, or 0.42% of average loans on an annualized basis. Allowance for credit losses fell by $34 million, bringing it to 1.63% of loans, and coverage of non-performing loans was 241%.

  4. The company said its estimated CET1 ratio at the end of Q2 was 10.7%. In Q2, it repurchased approximately 2.1 million shares of common stock for $59 million and declared common stock dividends of $226 million. It also declared a quarterly common stock dividend of $0.30 per share.

Summary

AI-written

Analysis scope · Filing body and confirmed press-release exhibitWe analyzed the filing body and confirmed exhibits. This is not a review of other exhibits, investor presentations or the full earnings call.

Regions Reports Q2 Net Income and Diluted EPS

The company said it reported net income available to common shareholders of $549 million and diluted EPS of $0.64 for Q2 2026. On an adjusted basis, net income was $583 million, with diluted EPS of $0.68.

Source · Based on the filing body and exhibits

Total Revenue and Net Interest Income

Regions said total revenue for Q2 was $1,907 million, up 1.8% from the prior quarter, and net interest income was $1,277 million, up 2.3%. The company said its net interest margin (FTE) was 3.66%, down 1 basis point.

Source · Based on the filing body and exhibits

Net Charge-Offs and Allowance for Credit Losses

The company said net charge-offs for Q2 were $102 million, or 0.42% of average loans on an annualized basis. Allowance for credit losses fell by $34 million, bringing it to 1.63% of loans, and coverage of non-performing loans was 241%.

Source · Based on the filing body and exhibits

Capital Ratios and Shareholder Returns

The company said its estimated CET1 ratio at the end of Q2 was 10.7%. In Q2, it repurchased approximately 2.1 million shares of common stock for $59 million and declared common stock dividends of $226 million. It also declared a quarterly common stock dividend of $0.30 per share.

Source · Based on the filing body and exhibits

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

The filing as submitted to SEC EDGAR. You can check the figures and statements of this summary against it.

Source: SEC EDGAR (U.S. Securities and Exchange Commission). Item captions are the SEC's. The summary is for reference only and is not investment advice.