Regions Financial said net income available to common shareholders for Q3 2025 was $548 million, diluted earnings per common share was $0.61, adjusted net income available to common shareholders was $561 million, and adjusted diluted earnings per common share was $0.63.

1. 01

   Regions Financial said net income available to common shareholders for Q3 2025 was $548 million, diluted earnings per common share was $0.61, adjusted net income available to common shareholders was $561 million, and adjusted diluted earnings per common share was $0.63.

2. 02

   The company said total revenue for Q3 was $1,916 million, up 0.6% from the prior quarter and 7.0% from the year-ago quarter. Capital markets income was $104 million and wealth management income was $139 million.

3. 03

   Regions said net charge-offs for Q3 were $135 million, or 0.55% annualized of average loans, allowance for credit losses was $1,713 million, and the allowance for credit losses as a percentage of non-performing loans was 226%. It said business services criticized loans decreased approximately $1 billion, or 20%.

4. 04

   The company said the estimated Common Equity Tier 1 ratio at the end of Q3 was 10.8%, it repurchased approximately 10 million shares of common stock for $251 million during the quarter, and declared $235 million in dividends to common shareholders.

Analysis scope · Filing body and confirmed press-release exhibitWe analyzed the filing body and confirmed exhibits. This is not a review of other exhibits, investor presentations or the full earnings call.

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

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