Regions said net income available to common shareholders for Q2 2025 was $534 million and diluted earnings per common share was $0.59. On an adjusted basis (non-GAAP), adjusted net income available to common shareholders was $538 million and adjusted diluted earnings per common share was $0.60.

1. 01

   Regions said net income available to common shareholders for Q2 2025 was $534 million and diluted earnings per common share was $0.59. On an adjusted basis (non-GAAP), adjusted net income available to common shareholders was $538 million and adjusted diluted earnings per common share was $0.60.

2. 02

   The company reported total revenue for Q2 of $1.9 billion, up 10.1% compared to Q2 2024, with net interest income of $1,259 million and a net interest margin (FTE) of 3.65%. The net interest margin for Q1 2025 was 3.52%.

3. 03

   Regions said the provision for credit losses for Q2 was $126 million and net loans charged-off were $113 million, or 0.47% of average loans on an annualized basis. The allowance for credit losses at the end of Q2 was $1,743 million, or 1.80% of net loans.

4. 04

   The company said the estimated Common Equity Tier 1 ratio at the end of Q2 was 10.7%. During Q2, it repurchased approximately 7 million shares of common stock for a total of $144 million and declared $224 million in dividends to common shareholders.

Analysis scope · Filing body and confirmed press-release exhibitWe analyzed the filing body and confirmed exhibits. This is not a review of other exhibits, investor presentations or the full earnings call.

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

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