The company said its net income available to common shareholders for Q1 2025 was $465 million, with diluted earnings per share of $0.51, and that adjusted net income was $487 million and adjusted diluted earnings per share was $0.54.

1. 01

   The company said its net income available to common shareholders for Q1 2025 was $465 million, with diluted earnings per share of $0.51, and that adjusted net income was $487 million and adjusted diluted earnings per share was $0.54.

2. 02

   Regions said total revenue for Q1 was $1,784 million, down 1.7% from $1,815 million in the prior quarter. It said net interest margin (FTE) was 3.52%, down 3 basis points.

3. 03

   The company said its provision for credit losses for Q1 was $124 million, and net charge-offs were $123 million, or 0.52% of average loans, annualized. It said the allowance for credit losses ratio was 1.81%.

4. 04

   The company said its estimated Common Equity Tier 1 ratio at the end of Q1 was 10.8%. It repurchased about 10.4 million shares of common stock for $242 million during the quarter and declared common dividends of $226 million.

Analysis scope · Filing body and confirmed press-release exhibitWe analyzed the filing body and confirmed exhibits. This is not a review of other exhibits, investor presentations or the full earnings call.

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

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