Regions said net income available to common shareholders for Q4 2024 was $508 million and diluted earnings per common share was $0.56, while for the full year net income available to common shareholders was $1.8 billion and diluted earnings per common share was $1.93.

1. 01

   Regions said net income available to common shareholders for Q4 2024 was $508 million and diluted earnings per common share was $0.56, while for the full year net income available to common shareholders was $1.8 billion and diluted earnings per common share was $1.93.

2. 02

   The company said total revenue for Q4 was $1,815 million, up 1.4% from the prior quarter, net interest income was $1,230 million, up 1.0%, and net interest margin (FTE) was 3.55%.

3. 03

   Regions said net charge-offs for Q4 were $119 million (0.49% of average loans, annualized), the allowance for credit losses was $1,729 million, and the non-performing loan ratio increased from 0.85% in the prior quarter to 0.96%.

4. 04

   The company said estimated Common Equity Tier 1 ratio at the end of Q4 was 10.8% and Tier 1 ratio was 12.2%, and during Q4 it repurchased approximately 3 million shares for $58 million and declared $226 million in dividends to common shareholders.

Analysis scope · Filing body and confirmed press-release exhibitWe analyzed the filing body and confirmed exhibits. This is not a review of other exhibits, investor presentations or the full earnings call.

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

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