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AI English summary of an SEC filing — figures as filed

PayPal logoPayPal PYPL

PayPal said net revenues for Q1 2025 (quarter ended March 31) rose 1% to $7.8 billion (2% on a currency-neutral basis), and GAAP operating income rose 31% to $1.5 billion.

8-KResults of Operations and Financial ConditionFiled Period of report Summary published (UTC)

Key points

AI summary
  1. PayPal said net revenues for Q1 2025 (quarter ended March 31) rose 1% to $7.8 billion (2% on a currency-neutral basis), and GAAP operating income rose 31% to $1.5 billion.

  2. The company said GAAP net income for Q1 was $1,287 million, up 45% from $888 million a year earlier, and diluted earnings per share were $1.29, up 56% from $0.83 a year earlier.

  3. Net cash from operating activities for Q1 was $1,160 million, down 39% from $1,917 million a year earlier, the company said, with free cash flow at $964 million and adjusted free cash flow at $1,381 million.

  4. The company said it is maintaining its full-year outlook due to uncertainty in the global macro environment. It guided GAAP EPS for Q2 to $1.24 to $1.26 and full-year GAAP EPS to $4.80 to $4.95.

Summary

AI-written

Analysis scope · Filing body and confirmed press-release exhibitWe analyzed the filing body and confirmed exhibits. This is not a review of other exhibits, investor presentations or the full earnings call.

Q1 Net Revenue $7.8 billion, GAAP Operating Income $1.5 billion

PayPal said net revenues for Q1 2025 (quarter ended March 31) rose 1% to $7.8 billion (2% on a currency-neutral basis), and GAAP operating income rose 31% to $1.5 billion.

Source · Based on the filing body and exhibits

Q1 GAAP Net Income and Diluted EPS

The company said GAAP net income for Q1 was $1,287 million, up 45% from $888 million a year earlier, and diluted earnings per share were $1.29, up 56% from $0.83 a year earlier.

Source · Based on the filing body and exhibits

Q1 Operating Cash Flow and Free Cash Flow

Net cash from operating activities for Q1 was $1,160 million, down 39% from $1,917 million a year earlier, the company said, with free cash flow at $964 million and adjusted free cash flow at $1,381 million.

Source · Based on the filing body and exhibits

Q2 2025 and Full-Year EPS Outlook

The company said it is maintaining its full-year outlook due to uncertainty in the global macro environment. It guided GAAP EPS for Q2 to $1.24 to $1.26 and full-year GAAP EPS to $4.80 to $4.95.

Source · Based on the filing body and exhibits

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

The filing as submitted to SEC EDGAR. You can check the figures and statements of this summary against it.

Source: SEC EDGAR (U.S. Securities and Exchange Commission). Item captions are the SEC's. The summary is for reference only and is not investment advice.