Skip to content
ChickenStockChickenStock
ResearchFilings

AI English summary of an SEC filing — figures as filed

Northern Trust logoNorthern Trust NTRS

The company said net income for Q1 2025 was $392.0 million, and diluted earnings per share were $1.90. Net income was $455.4 million, or $2.26 per share, in the prior quarter (Q4 2024), and $214.7 million, or $0.96 per share, in the year-earlier quarter.

8-KResults of Operations and Financial ConditionFiled Period of report Summary published (UTC)

Key points

AI summary
  1. The company said net income for Q1 2025 was $392.0 million, and diluted earnings per share were $1.90. Net income was $455.4 million, or $2.26 per share, in the prior quarter (Q4 2024), and $214.7 million, or $0.96 per share, in the year-earlier quarter.

  2. Northern Trust said Trust, Investment and Other Servicing Fees for Q1 were $1,213.8 million, up 6% from the year-earlier quarter. It said Net Interest Income (FTE) was $573.7 million, up 7%. Total Revenue (FTE) was $1,945.6 million.

  3. The company said Noninterest Expense for Q1 was $1,417.6 million, up 3% from the prior quarter and up 4% from the year-earlier quarter. Provision for Credit Losses was $1.0 million. The company cited an increase in the collective reserve driven by higher projected macroeconomic uncertainty as the reason.

  4. The company said it returned $435.4 million to common shareholders in Q1 through dividends and share repurchases. Total cost of share repurchases was $287.2 million. As of March 31, 2025, the Common Equity Tier 1 Capital ratio was 12.9% under the Standardized Approach and 15.3% under the Advanced Approach (preliminary).

Summary

AI-written

Analysis scope · Filing body and confirmed press-release exhibitWe analyzed the filing body and confirmed exhibits. This is not a review of other exhibits, investor presentations or the full earnings call.

Q1 Net Income $392.0 million, Diluted EPS $1.90

The company said net income for Q1 2025 was $392.0 million, and diluted earnings per share were $1.90. Net income was $455.4 million, or $2.26 per share, in the prior quarter (Q4 2024), and $214.7 million, or $0.96 per share, in the year-earlier quarter.

Source · Based on the filing body and exhibits

Trust, Servicing Fees and Net Interest Income (FTE) Mix

Northern Trust said Trust, Investment and Other Servicing Fees for Q1 were $1,213.8 million, up 6% from the year-earlier quarter. It said Net Interest Income (FTE) was $573.7 million, up 7%. Total Revenue (FTE) was $1,945.6 million.

Source · Based on the filing body and exhibits

Noninterest Expense $1,417.6 million and Credit Loss Provision

The company said Noninterest Expense for Q1 was $1,417.6 million, up 3% from the prior quarter and up 4% from the year-earlier quarter. Provision for Credit Losses was $1.0 million. The company cited an increase in the collective reserve driven by higher projected macroeconomic uncertainty as the reason.

Source · Based on the filing body and exhibits

Shareholder Returns $435.4 million and Common Equity Tier 1 Ratio

The company said it returned $435.4 million to common shareholders in Q1 through dividends and share repurchases. Total cost of share repurchases was $287.2 million. As of March 31, 2025, the Common Equity Tier 1 Capital ratio was 12.9% under the Standardized Approach and 15.3% under the Advanced Approach (preliminary).

Source · Based on the filing body and exhibits

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

The filing as submitted to SEC EDGAR. You can check the figures and statements of this summary against it.

Source: SEC EDGAR (U.S. Securities and Exchange Commission). Item captions are the SEC's. The summary is for reference only and is not investment advice.