The company said net income for Q3 2026 was $775 million, and diluted earnings per share were $5.04. For the prior quarter (2Q26), net income and diluted earnings per share were $818 million and $5.32, and for the year-earlier quarter (3Q25) they were $792 million and $4.82.

1. 01

   The company said net income for Q3 2026 was $775 million, and diluted earnings per share were $5.04. For the prior quarter (2Q26), net income and diluted earnings per share were $818 million and $5.32, and for the year-earlier quarter (3Q25) they were $792 million and $4.82.

2. 02

   M&T said average loans rose $2.6 billion from the prior quarter in Q3. Over the same period, taxable-equivalent net interest income was $1,805 million, and the net interest margin was 3.65% (2Q26 3.70%).

3. 03

   The company said its provision for credit losses was $135 million (2Q26 $120 million) in Q3. Net charge-offs were $127 million, and the allowance for loan losses as a percentage of total loans fell to 1.51%, down 2 basis points.

4. 04

   M&T said it repurchased 1.3 million shares of common stock for a total of $323 million in Q3. As of September 30, 2026, the estimated CET1 capital ratio was 10.16%.

Analysis scope · Filing body and confirmed press-release exhibitWe analyzed the opening part of the filing body and confirmed exhibits, within a length limit. This is not a review of other exhibits, investor presentations or the full earnings call.

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

The filing as submitted to SEC EDGAR. You can check the figures and statements of this summary against it.