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AI English summary of an SEC filing — figures as filed

Mastercard logoMastercard MA

The company said net revenue for Q3 2026 rose 14% to $9.8 billion, on both a reported and a currency-neutral basis. It said net income was $4.6 billion and diluted earnings per share were $5.28.

8-KResults of Operations and Financial ConditionFiled Period of report Summary published (UTC)

Key points

AI summary
  1. The company said net revenue for Q3 2026 rose 14% to $9.8 billion, on both a reported and a currency-neutral basis. It said net income was $4.6 billion and diluted earnings per share were $5.28.

  2. Mastercard said adjusted net income for Q3 was $4.7 billion and adjusted diluted earnings per share were $5.31. It said the adjusted figures exclude gains and losses on equity investments and special items related to litigation settlements.

  3. The company said net revenue from its payment network rose 11% and net revenue from value-added services and solutions rose 19% in Q3. It said gross dollar volume grew 7% on a local currency basis to $3.0 trillion.

  4. The company said it repurchased 5.3 million shares for $3.0 billion and paid $763 million in dividends in Q3 2026. It said that as of October 26, the remaining amount under approved share repurchase programs for the quarter to date was $4.9 billion.

Summary

AI-written

Analysis scope · Filing body and confirmed press-release exhibitWe analyzed the filing body and confirmed exhibits. This is not a review of other exhibits, investor presentations or the full earnings call.

Q3 net revenue $9.8 billion, up 14%

The company said net revenue for Q3 2026 rose 14% to $9.8 billion, on both a reported and a currency-neutral basis. It said net income was $4.6 billion and diluted earnings per share were $5.28.

Source · Based on the filing body and exhibits

Q3 adjusted net income $4.7 billion, adjusted EPS $5.31

Mastercard said adjusted net income for Q3 was $4.7 billion and adjusted diluted earnings per share were $5.31. It said the adjusted figures exclude gains and losses on equity investments and special items related to litigation settlements.

Source · Based on the filing body and exhibits

Q3 payment network and value-added services net revenue growth

The company said net revenue from its payment network rose 11% and net revenue from value-added services and solutions rose 19% in Q3. It said gross dollar volume grew 7% on a local currency basis to $3.0 trillion.

Source · Based on the filing body and exhibits

Q3 share buybacks $3.0 billion, dividends $763 million

The company said it repurchased 5.3 million shares for $3.0 billion and paid $763 million in dividends in Q3 2026. It said that as of October 26, the remaining amount under approved share repurchase programs for the quarter to date was $4.9 billion.

Source · Based on the filing body and exhibits

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

The filing as submitted to SEC EDGAR. You can check the figures and statements of this summary against it.

Source: SEC EDGAR (U.S. Securities and Exchange Commission). Item captions are the SEC's. The summary is for reference only and is not investment advice.