Mastercard said on November 7, 2025 it entered into a committed 5-year unsecured $8,000,000,000 revolving credit facility with Citibank, N.A. as managing administrative agent and JPMorgan Chase Bank, N.A. as administrative agent.

1. 01

   Mastercard said on November 7, 2025 it entered into a committed 5-year unsecured $8,000,000,000 revolving credit facility with Citibank, N.A. as managing administrative agent and JPMorgan Chase Bank, N.A. as administrative agent.

2. 02

   The company said the credit facility amends and restates its prior $8,000,000,000 credit facility that was to expire on November 7, 2029 and expires on November 7, 2030.

3. 03

   Mastercard said borrowings are available in U.S. dollars and/or Euros for general corporate purposes and bear interest at the Secured Overnight Financing Rate (SOFR), the Euro Short Term Rate (€STR) or an alternative base rate for the relevant currency, in each case plus applicable margins that fluctuate based on the Company's applicable long-term issuer rating. It said the facility fee also fluctuates based on its rating.

4. 04

   The company said liens may not exceed the greater of $600,000,000 or 4% of consolidated total assets, as an exception to restrictive covenants on liens. It said the company may terminate or reduce the commitments at any time without penalty in a minimum amount of $10.0 million and may prepay loans outstanding without penalty.

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