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AI English summary of an SEC filing — figures as filed

Mastercard logoMastercard MA

Mastercard said net revenue for Q3 2025 was $8.6 billion, an increase of 17%, or 15% on a currency-neutral basis. This increase includes a 1 percentage point increase from acquisitions.

8-KResults of Operations and Financial ConditionFiled Period of report Summary published (UTC)

Key points

AI summary
  1. Mastercard said net revenue for Q3 2025 was $8.6 billion, an increase of 17%, or 15% on a currency-neutral basis. This increase includes a 1 percentage point increase from acquisitions.

  2. The company said net income for Q3 2025 was $3.9 billion, an increase of 20%, and diluted earnings per share was $4.34, an increase of 23%. Adjusted net income was $4.0 billion and adjusted diluted EPS was $4.38.

  3. Mastercard said value-added services and solutions net revenue for Q3 2025 increased 25%, or 22% on a currency-neutral basis. This increase includes a 3 percentage points increase from acquisitions.

  4. The company said it repurchased 5.8 million shares for $3.3 billion in Q3 2025 and paid $687 million in dividends. Through October 27, quarter-to-date share repurchases left $5.8 billion remaining under approved share repurchase programs.

Summary

AI-written

Analysis scope · Filing body and confirmed press-release exhibitWe analyzed the opening part of the filing body and confirmed exhibits, within a length limit. This is not a review of other exhibits, investor presentations or the full earnings call.

Q3 Net Revenue $8.6 billion, Up 17%

Mastercard said net revenue for Q3 2025 was $8.6 billion, an increase of 17%, or 15% on a currency-neutral basis. This increase includes a 1 percentage point increase from acquisitions.

Source · Based on the filing body and exhibits

Q3 Net Income $3.9 billion, Diluted EPS $4.34

The company said net income for Q3 2025 was $3.9 billion, an increase of 20%, and diluted earnings per share was $4.34, an increase of 23%. Adjusted net income was $4.0 billion and adjusted diluted EPS was $4.38.

Source · Based on the filing body and exhibits

Value-Added Services and Solutions Net Revenue Up 25%

Mastercard said value-added services and solutions net revenue for Q3 2025 increased 25%, or 22% on a currency-neutral basis. This increase includes a 3 percentage points increase from acquisitions.

Source · Based on the filing body and exhibits

Q3 Share Repurchases $3.3 billion, Dividends $687 million

The company said it repurchased 5.8 million shares for $3.3 billion in Q3 2025 and paid $687 million in dividends. Through October 27, quarter-to-date share repurchases left $5.8 billion remaining under approved share repurchase programs.

Source · Based on the filing body and exhibits

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

The filing as submitted to SEC EDGAR. You can check the figures and statements of this summary against it.

Source: SEC EDGAR (U.S. Securities and Exchange Commission). Item captions are the SEC's. The summary is for reference only and is not investment advice.