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AI English summary of an SEC filing — figures as filed

Mastercard logoMastercard MA

The company said net revenue for Q1 2025 rose to $7.3 billion, up 14% (17% on a currency-neutral basis), with net income of $3.3 billion and diluted earnings per share of $3.59.

8-KResults of Operations and Financial ConditionFiled Period of report Summary published (UTC)

Key points

AI summary
  1. The company said net revenue for Q1 2025 rose to $7.3 billion, up 14% (17% on a currency-neutral basis), with net income of $3.3 billion and diluted earnings per share of $3.59.

  2. Mastercard said operating income for Q1 was $4,149 million, with an operating margin of 57.2%, and operating expenses rose 13% to $3,101 million. Operating expenses include a provision for litigation of $151 million.

  3. The company said net cash provided by operating activities for Q1 was $2,380 million ($1,672 million in the year-ago period). It added that it paid $2,549 million for share repurchases and $694 million in dividends.

  4. Mastercard said gross dollar volume for Q1 rose 9% on a local currency basis to $2.4 trillion, and cross-border volume grew 15%. It repurchased 4.7 million shares for $2.5 billion in Q1, and $11.8 billion remained under approved repurchase programs as of April 28.

Summary

AI-written

Analysis scope · Filing body and confirmed press-release exhibitWe analyzed the filing body and confirmed exhibits. This is not a review of other exhibits, investor presentations or the full earnings call.

Q1 Net Revenue $7.3 billion, Net Income $3.3 billion

The company said net revenue for Q1 2025 rose to $7.3 billion, up 14% (17% on a currency-neutral basis), with net income of $3.3 billion and diluted earnings per share of $3.59.

Source · Based on the filing body and exhibits

Operating Income $4,149 million, Operating Margin 57.2%

Mastercard said operating income for Q1 was $4,149 million, with an operating margin of 57.2%, and operating expenses rose 13% to $3,101 million. Operating expenses include a provision for litigation of $151 million.

Source · Based on the filing body and exhibits

Q1 Operating Cash Flow $2,380 million

The company said net cash provided by operating activities for Q1 was $2,380 million ($1,672 million in the year-ago period). It added that it paid $2,549 million for share repurchases and $694 million in dividends.

Source · Based on the filing body and exhibits

Payment Volume Metrics and Shareholder Returns

Mastercard said gross dollar volume for Q1 rose 9% on a local currency basis to $2.4 trillion, and cross-border volume grew 15%. It repurchased 4.7 million shares for $2.5 billion in Q1, and $11.8 billion remained under approved repurchase programs as of April 28.

Source · Based on the filing body and exhibits

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

The filing as submitted to SEC EDGAR. You can check the figures and statements of this summary against it.

Source: SEC EDGAR (U.S. Securities and Exchange Commission). Item captions are the SEC's. The summary is for reference only and is not investment advice.