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AI English summary of an SEC filing — figures as filed

JPMorgan Chase logoJPMorgan Chase JPM

JPMorgan Chase reported net income of $14.4 billion for Q3 2025, or $5.07 per share, compared with net income of $12.9 billion for Q3 2024, or $4.37 per share.

8-KResults of Operations and Financial ConditionFiled Period of report Summary published (UTC)

Key points

AI summary
  1. JPMorgan Chase reported net income of $14.4 billion for Q3 2025, or $5.07 per share, compared with net income of $12.9 billion for Q3 2024, or $4.37 per share.

  2. The company said managed net revenue was $47.1 billion, up 9% from the prior-year quarter, and noninterest expense was $24.3 billion, up 8%. It cited higher compensation as a factor in the increase in noninterest expense.

  3. JPMorgan Chase said the provision for credit losses for Q3 was $3.4 billion, which included net charge-offs of $2.6 billion, up $506 million from the prior-year quarter, and a net reserve build of $810 million.

  4. The company said it paid a common dividend of $1.50 per share, or $4.1 billion in total, for Q3, and repurchased common stock for $8.0 billion, with a net payout ratio over the last 12 months of 73%.

Summary

AI-written

Analysis scope · Filing body and confirmed press-release exhibitWe analyzed the filing body and confirmed exhibits. This is not a review of other exhibits, investor presentations or the full earnings call.

Q3 2025 Net Income $14.4 billion, $5.07 Per Share

JPMorgan Chase reported net income of $14.4 billion for Q3 2025, or $5.07 per share, compared with net income of $12.9 billion for Q3 2024, or $4.37 per share.

Source · Based on the filing body and exhibits

Managed Net Revenue $47.1 billion, Noninterest Expense $24.3 billion

The company said managed net revenue was $47.1 billion, up 9% from the prior-year quarter, and noninterest expense was $24.3 billion, up 8%. It cited higher compensation as a factor in the increase in noninterest expense.

Source · Based on the filing body and exhibits

Credit Costs $3.4 billion, Net Charge-Offs $2.6 billion

JPMorgan Chase said the provision for credit losses for Q3 was $3.4 billion, which included net charge-offs of $2.6 billion, up $506 million from the prior-year quarter, and a net reserve build of $810 million.

Source · Based on the filing body and exhibits

Capital Distributions: Common Dividend $4.1 billion, Net Repurchases $8.0 billion

The company said it paid a common dividend of $1.50 per share, or $4.1 billion in total, for Q3, and repurchased common stock for $8.0 billion, with a net payout ratio over the last 12 months of 73%.

Source · Based on the filing body and exhibits

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

The filing as submitted to SEC EDGAR. You can check the figures and statements of this summary against it.

Source: SEC EDGAR (U.S. Securities and Exchange Commission). Item captions are the SEC's. The summary is for reference only and is not investment advice.