AI English summary of an SEC filing — figures as filed
The company said net income for Q2 2025 was $15.0B and diluted EPS was $5.24. Excluding the $774 (in millions) income tax benefit, net income was $14.2B and EPS was $4.96.
Key points
AI summaryThe company said net income for Q2 2025 was $15.0B and diluted EPS was $5.24. Excluding the $774 (in millions) income tax benefit, net income was $14.2B and EPS was $4.96.
JPMorgan Chase said managed revenue for Q2 2025 was $45.7B, expense was $23.8B, and the managed overhead ratio was 52%. Credit costs for the same quarter were $2.8B.
The company said its Standardized CET1 capital ratio was 15.0% and its Advanced CET1 capital ratio was 15.1% as of Q2 2025. It said common dividends were $3.9B ($1.40 per share) and net common stock repurchases were $7.1B.
JPMorgan Chase said it expects FY2025 net interest income of about $95.5B, market dependent, net interest income excluding Markets of about $92B, and adjusted expense of about $95.5B.
Summary
AI-writtenAnalysis scope · Filing body and confirmed press-release exhibitWe analyzed the filing body and confirmed exhibits. This is not a review of other exhibits, investor presentations or the full earnings call.
2Q25 Net Income $15.0B, EPS $5.24
The company said net income for Q2 2025 was $15.0B and diluted EPS was $5.24. Excluding the $774 (in millions) income tax benefit, net income was $14.2B and EPS was $4.96.
Source · Based on the filing body and exhibits
2Q25 managed revenue and expense
JPMorgan Chase said managed revenue for Q2 2025 was $45.7B, expense was $23.8B, and the managed overhead ratio was 52%. Credit costs for the same quarter were $2.8B.
Source · Based on the filing body and exhibits
Capital ratios and shareholder returns
The company said its Standardized CET1 capital ratio was 15.0% and its Advanced CET1 capital ratio was 15.1% as of Q2 2025. It said common dividends were $3.9B ($1.40 per share) and net common stock repurchases were $7.1B.
Source · Based on the filing body and exhibits
FY2025 net interest income and adjusted expense outlook
JPMorgan Chase said it expects FY2025 net interest income of about $95.5B, market dependent, net interest income excluding Markets of about $92B, and adjusted expense of about $95.5B.
Source · Based on the filing body and exhibits
AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.
Original filing
The filing as submitted to SEC EDGAR. You can check the figures and statements of this summary against it.
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