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AI English summary of an SEC filing — figures as filed

JPMorgan Chase logoJPMorgan Chase JPM

The company said net income for Q2 2025 was $15.0B and diluted EPS was $5.24. Excluding the $774 (in millions) income tax benefit, net income was $14.2B and EPS was $4.96.

8-KRegulation FD DisclosureFiled Period of report Summary published (UTC)

Key points

AI summary
  1. The company said net income for Q2 2025 was $15.0B and diluted EPS was $5.24. Excluding the $774 (in millions) income tax benefit, net income was $14.2B and EPS was $4.96.

  2. JPMorgan Chase said managed revenue for Q2 2025 was $45.7B, expense was $23.8B, and the managed overhead ratio was 52%. Credit costs for the same quarter were $2.8B.

  3. The company said its Standardized CET1 capital ratio was 15.0% and its Advanced CET1 capital ratio was 15.1% as of Q2 2025. It said common dividends were $3.9B ($1.40 per share) and net common stock repurchases were $7.1B.

  4. JPMorgan Chase said it expects FY2025 net interest income of about $95.5B, market dependent, net interest income excluding Markets of about $92B, and adjusted expense of about $95.5B.

Summary

AI-written

Analysis scope · Filing body and confirmed press-release exhibitWe analyzed the filing body and confirmed exhibits. This is not a review of other exhibits, investor presentations or the full earnings call.

2Q25 Net Income $15.0B, EPS $5.24

The company said net income for Q2 2025 was $15.0B and diluted EPS was $5.24. Excluding the $774 (in millions) income tax benefit, net income was $14.2B and EPS was $4.96.

Source · Based on the filing body and exhibits

2Q25 managed revenue and expense

JPMorgan Chase said managed revenue for Q2 2025 was $45.7B, expense was $23.8B, and the managed overhead ratio was 52%. Credit costs for the same quarter were $2.8B.

Source · Based on the filing body and exhibits

Capital ratios and shareholder returns

The company said its Standardized CET1 capital ratio was 15.0% and its Advanced CET1 capital ratio was 15.1% as of Q2 2025. It said common dividends were $3.9B ($1.40 per share) and net common stock repurchases were $7.1B.

Source · Based on the filing body and exhibits

FY2025 net interest income and adjusted expense outlook

JPMorgan Chase said it expects FY2025 net interest income of about $95.5B, market dependent, net interest income excluding Markets of about $92B, and adjusted expense of about $95.5B.

Source · Based on the filing body and exhibits

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

The filing as submitted to SEC EDGAR. You can check the figures and statements of this summary against it.

Source: SEC EDGAR (U.S. Securities and Exchange Commission). Item captions are the SEC's. The summary is for reference only and is not investment advice.