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AI English summary of an SEC filing — figures as filed

JPMorgan Chase logoJPMorgan Chase JPM

JPMorgan Chase reported second-quarter Q2 2025 net income of $15.0 billion, or $5.24 per share, compared with net income of $18.1 billion, or $6.12 per share, in the second quarter of Q2 2024. Excluding a $774 million income tax benefit, net income was $14.2 billion, or $4.96 per share.

8-KResults of Operations and Financial ConditionFiled Period of report Summary published (UTC)

Key points

AI summary
  1. JPMorgan Chase reported second-quarter Q2 2025 net income of $15.0 billion, or $5.24 per share, compared with net income of $18.1 billion, or $6.12 per share, in the second quarter of Q2 2024. Excluding a $774 million income tax benefit, net income was $14.2 billion, or $4.96 per share.

  2. The company said the current quarter included a $774 million income tax benefit in Corporate, driven by the resolution of certain tax audits and the impact of tax regulations finalized in 2024 related to foreign currency translation gains and losses. In the prior-year Q2, there was a $7.9 billion net gain related to Visa shares.

  3. JPMorgan Chase reported second-quarter Q2 2025 net income by segment: Consumer & Community Banking $5.2 billion, up 23% from the prior year; Commercial & Investment Bank $6.7 billion, up 13%; Asset & Wealth Management $1.5 billion, up 17%; and Corporate $1.7 billion, down $5.1 billion.

  4. The company said it declared a common dividend of $3.9 billion, or $1.40 per share, for the second quarter of Q2 2025, repurchased $7.1 billion of common stock, and reported a Standardized capital ratio of 15.0% and cash and marketable securities of $1.5 trillion.

Summary

AI-written

Analysis scope · Filing body and confirmed press-release exhibitWe analyzed the filing body and confirmed exhibits. This is not a review of other exhibits, investor presentations or the full earnings call.

Second-Quarter Q2 2025 Net Income $15.0 billion, Excluding Significant Item $14.2 billion

JPMorgan Chase reported second-quarter Q2 2025 net income of $15.0 billion, or $5.24 per share, compared with net income of $18.1 billion, or $6.12 per share, in the second quarter of Q2 2024. Excluding a $774 million income tax benefit, net income was $14.2 billion, or $4.96 per share.

Source · Based on the filing body and exhibits

Corporate $774 million Income Tax Benefit and Prior-Year Visa Share Gain

The company said the current quarter included a $774 million income tax benefit in Corporate, driven by the resolution of certain tax audits and the impact of tax regulations finalized in 2024 related to foreign currency translation gains and losses. In the prior-year Q2, there was a $7.9 billion net gain related to Visa shares.

Source · Based on the filing body and exhibits

Second-Quarter Q2 2025 Net Income by Segment

JPMorgan Chase reported second-quarter Q2 2025 net income by segment: Consumer & Community Banking $5.2 billion, up 23% from the prior year; Commercial & Investment Bank $6.7 billion, up 13%; Asset & Wealth Management $1.5 billion, up 17%; and Corporate $1.7 billion, down $5.1 billion.

Source · Based on the filing body and exhibits

Second-Quarter Q2 2025 Capital Distributions and Capital Ratios

The company said it declared a common dividend of $3.9 billion, or $1.40 per share, for the second quarter of Q2 2025, repurchased $7.1 billion of common stock, and reported a Standardized capital ratio of 15.0% and cash and marketable securities of $1.5 trillion.

Source · Based on the filing body and exhibits

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

The filing as submitted to SEC EDGAR. You can check the figures and statements of this summary against it.

Source: SEC EDGAR (U.S. Securities and Exchange Commission). Item captions are the SEC's. The summary is for reference only and is not investment advice.