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AI English summary of an SEC filing — figures as filed

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The company said it released the results of its company-run 2025 DFAST for JPMorgan Chase and JPMorgan Chase Bank, National Association on July 1, 2025. It said the results are hypothetical estimates and not its actual expectations.

8-KRegulation FD DisclosureFiled Period of report Summary published (UTC)

Key points

AI summary
  1. The company said it released the results of its company-run 2025 DFAST for JPMorgan Chase and JPMorgan Chase Bank, National Association on July 1, 2025. It said the results are hypothetical estimates and not its actual expectations.

  2. Under the Supervisory Severely Adverse Scenario, JPMorgan Chase said its CET1 capital ratio was 15.7% actual as of 4Q24, with a projected 14.8% at 1Q27 and a projected minimum of 13.7%. Basel III Standardized RWA was presented as $1,757 to $1,856.

  3. The company presented cumulative 9-quarter pre-provision net revenue of $93.8 for 1Q25 to 1Q27, provision for credit losses of $79.3, and net income before taxes of $(3.2) (in billions of dollars).

  4. JPMorgan Chase Bank, N.A. said its common equity tier 1 capital ratio was 16.0% actual as of 4Q24, with a projected 15.5% at 1Q27 and a projected minimum of 14.0%. Cumulative 9-quarter pre-provision net revenue was $94.0, and net income before taxes was $1.9 (in billions of dollars).

Summary

AI-written

Analysis scope · Filing body and confirmed press-release exhibitWe analyzed the filing body and confirmed exhibits. This is not a review of other exhibits, investor presentations or the full earnings call.

2025 DFAST Disclosure and Assumptions

The company said it released the results of its company-run 2025 DFAST for JPMorgan Chase and JPMorgan Chase Bank, National Association on July 1, 2025. It said the results are hypothetical estimates and not its actual expectations.

Source · Based on the filing body and exhibits

JPMorgan Chase stressed CET1 ratios

Under the Supervisory Severely Adverse Scenario, JPMorgan Chase said its CET1 capital ratio was 15.7% actual as of 4Q24, with a projected 14.8% at 1Q27 and a projected minimum of 13.7%. Basel III Standardized RWA was presented as $1,757 to $1,856.

Source · Based on the filing body and exhibits

9-Quarter Cumulative Projected Profit and Loss

The company presented cumulative 9-quarter pre-provision net revenue of $93.8 for 1Q25 to 1Q27, provision for credit losses of $79.3, and net income before taxes of $(3.2) (in billions of dollars).

Source · Based on the filing body and exhibits

JPMorgan Chase Bank, N.A. results

JPMorgan Chase Bank, N.A. said its common equity tier 1 capital ratio was 16.0% actual as of 4Q24, with a projected 15.5% at 1Q27 and a projected minimum of 14.0%. Cumulative 9-quarter pre-provision net revenue was $94.0, and net income before taxes was $1.9 (in billions of dollars).

Source · Based on the filing body and exhibits

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

The filing as submitted to SEC EDGAR. You can check the figures and statements of this summary against it.

Source: SEC EDGAR (U.S. Securities and Exchange Commission). Item captions are the SEC's. The summary is for reference only and is not investment advice.