AI English summary of an SEC filing — figures as filed
JPMorgan Chase said it reported Q4 2024 net income of $14.0B, diluted EPS of $4.81, managed revenue of $43.7B and expense of $22.8B. Its managed overhead ratio was 52%.
Key points
AI summaryJPMorgan Chase said it reported Q4 2024 net income of $14.0B, diluted EPS of $4.81, managed revenue of $43.7B and expense of $22.8B. Its managed overhead ratio was 52%.
The company reported full-year 2024 net income of $58.5B and diluted EPS of $19.75. Excluding significant items, net income was $54.0B and EPS was $18.22. The significant items include a net gain of $7.9B related to Visa shares.
JPMorgan Chase said it reported CET1 capital of $276B as of the end of Q4 2024, a Standardized CET1 capital ratio of 15.7% and an Advanced CET1 capital ratio of 15.8%. In the same quarter, it paid common dividends of $3.5B and made net share repurchases of $4.0B.
The company said it expects net interest income of about $94B for 2025, net interest income excluding Markets of about $90B and adjusted expense of about $95B. It said these outlook figures depend on market conditions.
Summary
AI-writtenAnalysis scope · Filing body and confirmed press-release exhibitWe analyzed the filing body and confirmed exhibits. This is not a review of other exhibits, investor presentations or the full earnings call.
JPMorgan Chase Q4 2024 net income of $14.0B
JPMorgan Chase said it reported Q4 2024 net income of $14.0B, diluted EPS of $4.81, managed revenue of $43.7B and expense of $22.8B. Its managed overhead ratio was 52%.
Source · Based on the filing body and exhibits
JPMorgan Chase 2024 full-year results and significant items
The company reported full-year 2024 net income of $58.5B and diluted EPS of $19.75. Excluding significant items, net income was $54.0B and EPS was $18.22. The significant items include a net gain of $7.9B related to Visa shares.
Source · Based on the filing body and exhibits
JPMorgan Chase CET1 capital and capital returns
JPMorgan Chase said it reported CET1 capital of $276B as of the end of Q4 2024, a Standardized CET1 capital ratio of 15.7% and an Advanced CET1 capital ratio of 15.8%. In the same quarter, it paid common dividends of $3.5B and made net share repurchases of $4.0B.
Source · Based on the filing body and exhibits
JPMorgan Chase 2025 net interest income and expense outlook
The company said it expects net interest income of about $94B for 2025, net interest income excluding Markets of about $90B and adjusted expense of about $95B. It said these outlook figures depend on market conditions.
Source · Based on the filing body and exhibits
AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.
Original filing
The filing as submitted to SEC EDGAR. You can check the figures and statements of this summary against it.
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