AI English summary of an SEC filing — figures as filed
The company said GAAP revenue for the fiscal 3-month period ended June 30, 2026 increased 4.7% to $644,023 thousand, and GAAP operating income decreased 12.2% to $136,773 thousand. Its operating margin was 21.2%, compared with 25.3% a year earlier.
Key points
AI summaryThe company said GAAP revenue for the fiscal 3-month period ended June 30, 2026 increased 4.7% to $644,023 thousand, and GAAP operating income decreased 12.2% to $136,773 thousand. Its operating margin was 21.2%, compared with 25.3% a year earlier.
Jack Henry & Associates said GAAP revenue for the fiscal year ended June 30, 2026 increased 7.1% to $2,544,339 thousand, operating income increased 11.7% to $635,033 thousand, and diluted EPS was $6.98. It said net income was $502,776 thousand, up 10.3%.
The company said net cash from operating activities for the fiscal year was $761,960 thousand and free cash flow was $539,333 thousand, and it spent $448,173 thousand on purchases of treasury stock. It said year-end cash was $12.1 million and credit facility borrowings were $40 million.
The company gave fiscal 2027 GAAP revenue guidance of $2,684 million to $2,709 million, a GAAP operating margin of 24.5% to 24.7%, and EPS of $7.33 to $7.38. The outlook assumes no acquisitions or dispositions during fiscal 2027.
Summary
AI-writtenAnalysis scope · Filing body and confirmed press-release exhibitWe analyzed the filing body and confirmed exhibits. This is not a review of other exhibits, investor presentations or the full earnings call.
Fiscal 2026 Q4 GAAP Revenue Up, Operating Income Down
The company said GAAP revenue for the fiscal 3-month period ended June 30, 2026 increased 4.7% to $644,023 thousand, and GAAP operating income decreased 12.2% to $136,773 thousand. Its operating margin was 21.2%, compared with 25.3% a year earlier.
Source · Based on the filing body and exhibits
Full-Year GAAP Revenue, Operating Income and EPS Rise
Jack Henry & Associates said GAAP revenue for the fiscal year ended June 30, 2026 increased 7.1% to $2,544,339 thousand, operating income increased 11.7% to $635,033 thousand, and diluted EPS was $6.98. It said net income was $502,776 thousand, up 10.3%.
Source · Based on the filing body and exhibits
Full-Year Operating Cash Flow, Free Cash Flow and Share Buybacks
The company said net cash from operating activities for the fiscal year was $761,960 thousand and free cash flow was $539,333 thousand, and it spent $448,173 thousand on purchases of treasury stock. It said year-end cash was $12.1 million and credit facility borrowings were $40 million.
Source · Based on the filing body and exhibits
Fiscal 2027 Outlook
The company gave fiscal 2027 GAAP revenue guidance of $2,684 million to $2,709 million, a GAAP operating margin of 24.5% to 24.7%, and EPS of $7.33 to $7.38. The outlook assumes no acquisitions or dispositions during fiscal 2027.
Source · Based on the filing body and exhibits
AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.
Original filing
The filing as submitted to SEC EDGAR. You can check the figures and statements of this summary against it.
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