AI English summary of an SEC filing — figures as filed
Jack Henry & Associates said total revenue in fiscal 2025 increased 7.2%, or $159,745 thousand, compared to fiscal 2024. Reducing total revenue for deconversion revenue of $33,905 thousand in fiscal 2025 and $16,554 thousand in fiscal 2024, the increase was 6.5%, or $142,394 thousand.
Key points
AI summaryJack Henry & Associates said total revenue in fiscal 2025 increased 7.2%, or $159,745 thousand, compared to fiscal 2024. Reducing total revenue for deconversion revenue of $33,905 thousand in fiscal 2025 and $16,554 thousand in fiscal 2024, the increase was 6.5%, or $142,394 thousand.
The company said net income in fiscal 2025 grew 19.4% to $455,748 thousand, or $6.24 per diluted share, from $381,816 thousand, or $5.23 per diluted share, in fiscal 2024. It cited organic growth in its lines of revenue and a decrease in one-time severance expenses related to VEDIP as factors.
Jack Henry & Associates said cash provided by operating activities in fiscal 2025 increased 12.9% compared to fiscal 2024. Financing activities used cash of $345,672 thousand, which included net repayments on credit facilities of $150,000 thousand and dividends paid to stockholders of $164,644 thousand.
The company said the amended and restated credit facility and term loan each had a balance of $0 thousand as of June 30, 2025. As of June 30, 2024, the balances were $60,000 thousand and $90,000 thousand, respectively, and the term loan matured on May 16, 2025.
Key figures
Fiscal year ended June 30, 2025
- Revenue
- $2.4B
- Operating income
- $569M
- Net income
- $456M
- EPS
- $6.24
- Operating cash flow
- $642M
From the XBRL financial data filed with the SEC · not processed by AI.
Summary
AI-writtenAnalysis scope · Management's discussion (MD&A)We analyzed the Management's Discussion and Analysis (MD&A) section. Other sections of the report, such as the notes to the financial statements and risk factors, were not reviewed.
Annual total revenue increased 7.2%; deconversion revenue reduced, increase was 6.5%
Jack Henry & Associates said total revenue in fiscal 2025 increased 7.2%, or $159,745 thousand, compared to fiscal 2024. Reducing total revenue for deconversion revenue of $33,905 thousand in fiscal 2025 and $16,554 thousand in fiscal 2024, the increase was 6.5%, or $142,394 thousand.
Source · Based on the MD&A text of the filing
Net income grew 19.4%; diluted earnings per share $6.24
The company said net income in fiscal 2025 grew 19.4% to $455,748 thousand, or $6.24 per diluted share, from $381,816 thousand, or $5.23 per diluted share, in fiscal 2024. It cited organic growth in its lines of revenue and a decrease in one-time severance expenses related to VEDIP as factors.
Source · Based on the MD&A text of the filing
Operating cash flow increased 12.9%; financing activities used cash
Jack Henry & Associates said cash provided by operating activities in fiscal 2025 increased 12.9% compared to fiscal 2024. Financing activities used cash of $345,672 thousand, which included net repayments on credit facilities of $150,000 thousand and dividends paid to stockholders of $164,644 thousand.
Source · Based on the MD&A text of the filing
No balance outstanding under the amended and restated credit facility at June 30, 2025
The company said the amended and restated credit facility and term loan each had a balance of $0 thousand as of June 30, 2025. As of June 30, 2024, the balances were $60,000 thousand and $90,000 thousand, respectively, and the term loan matured on May 16, 2025.
Source · Based on the MD&A text of the filing
AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.
Original filing
The filing as submitted to SEC EDGAR. You can check the figures and statements of this summary against it.
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