Jack Henry & Associates said net income for the quarter ended December 31, 2024 increased 6.4% to $97,845 (in thousands), and diluted earnings per share rose to $1.34 from $1.26 in the prior-year quarter.

1. 01

   Jack Henry & Associates said net income for the quarter ended December 31, 2024 increased 6.4% to $97,845 (in thousands), and diluted earnings per share rose to $1.34 from $1.26 in the prior-year quarter.

2. 02

   The company said total revenue for Q2 of fiscal 2025 increased 5.2%, and excluding deconversion revenue, grew 6.1%. Operating income rose 3.4%, and excluding deconversion effects, increased 7.3%.

3. 03

   Jack Henry & Associates said cash from operating activities for the 6 months ended December 31, 2024 decreased 13% compared to the prior-year period, citing a decrease in changes in accounts receivable as a principal factor. For the same period, cash used in investing activities was $119,800 (in thousands) and cash used in financing activities was $99,374 (in thousands).

4. 04

   The company said the outstanding balance under revolving credit and term loan facilities as of December 31, 2024 was $150,000 (in thousands), consisting of $60,000 in revolving credit and $90,000 in term loans. The outstanding balance as of December 31, 2023 was $255,000 (in thousands).

Key figures

Quarter ended December 31, 2024

Revenue

$574M

Operating income

$123M

Net income

$98M

EPS

$1.34

Analysis scope · Management's discussion (MD&A)We analyzed the Management's Discussion and Analysis (MD&A) section. Other sections of the report, such as the notes to the financial statements and risk factors, were not reviewed.

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

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