The company said that for the first quarter of fiscal 2025, total revenue rose 5.2%, or $29,614 (in thousands), from a year earlier, and net income rose 17.2% to $119,191 (in thousands), or $1.63 per diluted share. Quarter: Q1.

1. 01

   The company said that for the first quarter of fiscal 2025, total revenue rose 5.2%, or $29,614 (in thousands), from a year earlier, and net income rose 17.2% to $119,191 (in thousands), or $1.63 per diluted share. Quarter: Q1.

2. 02

   Jack Henry said that, excluding the effects of deconversions and the VEDIP program net loss of $12,497 (in thousands) in the prior-year first quarter, net income rose 4.7% and operating income rose 1.6%.

3. 03

   The company said that operating cash flow for the first 3 months of fiscal 2025 fell 26% from a year earlier. It said it collected significantly more annual maintenance payments in the fourth quarter of fiscal 2024 than it has historically, leaving less to collect in Q4.

4. 04

   The company said revolving credit and term loan facility balances were $140,000 (in thousands) on September 30, 2024 and $245,000 (in thousands) on September 30, 2023, and that the decline in interest expense reflected the lower outstanding balance.

Key figures

Quarter ended September 30, 2024

Revenue

$601M

Operating income

$151M

Net income

$119M

EPS

$1.63

Operating cash flow

$117M

Analysis scope · Management's discussion (MD&A)We analyzed the Management's Discussion and Analysis (MD&A) section. Other sections of the report, such as the notes to the financial statements and risk factors, were not reviewed.

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

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