AI English summary of an SEC filing — figures as filed
Humana said it reported a GAAP net loss per share of $5.76 and an Adjusted net loss per share of $2.16 for 4Q24. For full-year 2024, it reported GAAP earnings per share of $9.98 and Adjusted earnings per share of $16.21.
Key points
AI summaryHumana said it reported a GAAP net loss per share of $5.76 and an Adjusted net loss per share of $2.16 for 4Q24. For full-year 2024, it reported GAAP earnings per share of $9.98 and Adjusted earnings per share of $16.21.
The company said the Adjusted benefit ratio for its Insurance segment was 91.9% in 4Q24, which included a 20-basis increase related to incremental Star Ratings investments and was in line with its expectations.
The company gave a GAAP earnings per share outlook of about $15.88 and an Adjusted outlook of about $16.25 for fiscal 2025. It said it expects individual Medicare Advantage annual membership to decline by about 550,000, or about 10%, from 2024.
Summary
AI-writtenAnalysis scope · Filing body and confirmed press-release exhibitWe analyzed the filing body and confirmed exhibits. This is not a review of other exhibits, investor presentations or the full earnings call. Some paragraphs were omitted because their support in the source could not be confirmed.
4Q24 and Full-Year 2024 Earnings per Share (GAAP and Adjusted)
Humana said it reported a GAAP net loss per share of $5.76 and an Adjusted net loss per share of $2.16 for 4Q24. For full-year 2024, it reported GAAP earnings per share of $9.98 and Adjusted earnings per share of $16.21.
Source · Based on the filing body and exhibits
4Q24 Insurance Segment Adjusted Benefit Ratio
The company said the Adjusted benefit ratio for its Insurance segment was 91.9% in 4Q24, which included a 20-basis increase related to incremental Star Ratings investments and was in line with its expectations.
Source · Based on the filing body and exhibits
Full-Year 2025 Earnings Outlook and Membership Decline Outlook
The company gave a GAAP earnings per share outlook of about $15.88 and an Adjusted outlook of about $16.25 for fiscal 2025. It said it expects individual Medicare Advantage annual membership to decline by about 550,000, or about 10%, from 2024.
Source · Based on the filing body and exhibits
AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.
Original filing
The filing as submitted to SEC EDGAR. You can check the figures and statements of this summary against it.
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