The company said its net income available to common stockholders for Q4 2025 was $1,126 million ($3.98 per diluted share), up 33% from $848 million in the same period a year earlier. Full-year net income was $3,815 million, up 23% from $3,090 million.

1. 01

   The company said its net income available to common stockholders for Q4 2025 was $1,126 million ($3.98 per diluted share), up 33% from $848 million in the same period a year earlier. Full-year net income was $3,815 million, up 23% from $3,090 million.

2. 02

   Hartford said Business Insurance’s combined ratio for Q4 2025 was 83.6 (87.4 a year earlier), and its underlying combined ratio was 88.1 (87.1 a year earlier). Written premiums in the same quarter were $3,381 million, up 7%.

3. 03

   The company said Personal Insurance’s combined ratio for Q4 2025 was 79.6, down 6.2 points from 85.8 a year earlier. Its full-year combined ratio was 91.9, down 7.2 points from 99.1.

4. 04

   The Hartford said its net investment income before tax for Q4 2025 was $832 million, up from $714 million a year earlier. It returned $546 million to stockholders in the same quarter, including $400 million in share repurchases and $146 million in common stock dividends.

Analysis scope · Filing body and confirmed press-release exhibitWe analyzed the filing body and confirmed exhibits. This is not a review of other exhibits, investor presentations or the full earnings call.

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

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