The Hartford said net income available to common stockholders for Q3 2025 was $1,074 million ($3.77 per diluted share), up 41% from $761 million in the same period a year earlier, and core earnings were $1,077 million, up 43% from $752 million.

1. 01

   The Hartford said net income available to common stockholders for Q3 2025 was $1,074 million ($3.77 per diluted share), up 41% from $761 million in the same period a year earlier, and core earnings were $1,077 million, up 43% from $752 million.

2. 02

   The company said Business Insurance combined ratio for Q3 was 88.8, down 3.4 points from 92.2 in the prior-year quarter, with the loss and loss adjustment expense ratio decline including 3.7 points of lower catastrophe losses. Written premiums for the same quarter were $3,573 million, up 9%.

3. 03

   The Hartford said Personal Insurance combined ratio for Q3 was 88.7, improving 13.8 points from 102.5 in the prior-year quarter, and core earnings were $143 million compared with $33 million a year earlier. The loss and loss adjustment expense ratio improvement included 7.1 points of lower catastrophe losses.

4. 04

   The company said it returned $547 million to shareholders in Q3, including $400 million of share repurchases and $147 million in common stockholder dividends. It increased the quarterly common dividend per share by 15% to $0.60.

Analysis scope · Filing body and confirmed press-release exhibitWe analyzed the opening part of the filing body and confirmed exhibits, within a length limit. This is not a review of other exhibits, investor presentations or the full earnings call.

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

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