The Hartford said net income available to common stockholders for Q2 2025 was $990 million ($3.44 per diluted share), up 35% from $733 million in Q2 2024. Core earnings were $981 million ($3.41 per diluted share), up 31% from $750 million.

1. 01

   The Hartford said net income available to common stockholders for Q2 2025 was $990 million ($3.44 per diluted share), up 35% from $733 million in Q2 2024. Core earnings were $981 million ($3.41 per diluted share), up 31% from $750 million.

2. 02

   The Hartford said Personal Insurance combined ratio for Q2 was 94.1, down from 107.4 in Q2 2024, and underlying combined ratio was 88.0, down 8.7 points from 96.7. It cited improvement in the underlying loss and loss adjustment expense ratio and a 1.3 point decline in the expense ratio as factors.

3. 03

   The Hartford said Business Insurance combined ratio for Q2 was 87.0, down from 89.8 in Q2 2024. Underlying combined ratio was 88.0, up from 87.4, and the company cited a 0.9 point increase in the underlying loss and loss adjustment expense ratio as a factor, noting that the general liability loss ratio was higher as expected.

4. 04

   The Hartford said it returned $549 million to stockholders in Q2, consisting of $400 million in share repurchases and $149 million in common stockholder dividends paid.

Analysis scope · Filing body and confirmed press-release exhibitWe analyzed the opening part of the filing body and confirmed exhibits, within a length limit. This is not a review of other exhibits, investor presentations or the full earnings call.

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

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