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AI English summary of an SEC filing — figures as filed

Huntington Bancshares logoHuntington Bancshares HBAN

Huntington Bancshares filed a Form S-4 (Registration No. 333-291486) with the SEC on November 13, 2025 containing a preliminary joint proxy statement/prospectus relating to shares of the company's common stock, par value $0.01 per share, to be issued in connection with the proposed merger of Cadence Bank with and into The Huntington National Bank.

8-KRegulation FD DisclosureFiled Period of report Summary published (UTC)

Key points

AI summary
  1. Huntington Bancshares filed a Form S-4 (Registration No. 333-291486) with the SEC on November 13, 2025 containing a preliminary joint proxy statement/prospectus relating to shares of the company's common stock, par value $0.01 per share, to be issued in connection with the proposed merger of Cadence Bank with and into The Huntington National Bank.

  2. The company said it is furnishing as exhibits numbered 99.1 through 99.16 documents previously filed by Cadence Bank with the Board of Governors of the Federal Reserve System, including the Form 10-K for the fiscal year 2024 and Forms 10-Q for the quarters ended March 31, 2025, June 30 and September 30.

  3. The company said it is furnishing these exhibits for the purposes of expressly incorporating them into an amended Registration Statement and Joint Proxy/Prospectus to be filed by the company with the SEC. It added that the information contained in Item 7.01, including Exhibits 99.1 through 99.16, shall not be deemed to be 'filed' for purposes of Section 18.

  4. The proposed transaction involving Huntington and Cadence will be submitted to Huntington's shareholders and Cadence's shareholders for their consideration. The company noted that this communication does not constitute an offer to sell or the solicitation of an offer to buy any securities or a solicitation of any vote or approval.

Summary

AI-written

Analysis scope · Filing body only (exhibits excluded)We analyzed the filing body only. The exhibits exceeded the length limit and were excluded, so figures, financial statements and presentation materials in them were not reviewed.

Huntington Bancshares Files Form S-4 Related to Cadence Bank Merger

Huntington Bancshares filed a Form S-4 (Registration No. 333-291486) with the SEC on November 13, 2025 containing a preliminary joint proxy statement/prospectus relating to shares of the company's common stock, par value $0.01 per share, to be issued in connection with the proposed merger of Cadence Bank with and into The Huntington National Bank.

Source · Based on the filing body (exhibits excluded)

Exhibits Include Documents Previously Filed by Cadence Bank

The company said it is furnishing as exhibits numbered 99.1 through 99.16 documents previously filed by Cadence Bank with the Board of Governors of the Federal Reserve System, including the Form 10-K for the fiscal year 2024 and Forms 10-Q for the quarters ended March 31, 2025, June 30 and September 30.

Source · Based on the filing body (exhibits excluded)

Exhibits Furnished for Incorporation Into Amended Registration Statement

The company said it is furnishing these exhibits for the purposes of expressly incorporating them into an amended Registration Statement and Joint Proxy/Prospectus to be filed by the company with the SEC. It added that the information contained in Item 7.01, including Exhibits 99.1 through 99.16, shall not be deemed to be 'filed' for purposes of Section 18.

Source · Based on the filing body (exhibits excluded)

Proposed Transaction to Be Submitted to Shareholders for Approval

The proposed transaction involving Huntington and Cadence will be submitted to Huntington's shareholders and Cadence's shareholders for their consideration. The company noted that this communication does not constitute an offer to sell or the solicitation of an offer to buy any securities or a solicitation of any vote or approval.

Source · Based on the filing body (exhibits excluded)

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

The filing as submitted to SEC EDGAR. You can check the figures and statements of this summary against it.

Source: SEC EDGAR (U.S. Securities and Exchange Commission). Item captions are the SEC's. The summary is for reference only and is not investment advice.