Huntington reported net income of $629 million, or $0.41 per diluted common share, for Q3 2025, compared with net income of $517 million, or $0.33 per diluted common share, in the year-ago quarter.

1. 01

   Huntington reported net income of $629 million, or $0.41 per diluted common share, for Q3 2025, compared with net income of $517 million, or $0.33 per diluted common share, in the year-ago quarter.

2. 02

   The company said net interest income for Q3 2025 was $1.5 billion, an increase of $155 million, or 11%, from the year-ago quarter, and FTE NIM increased 15 basis points to 3.13%. It cited a decrease in cost of funds as a factor in the NIM increase.

3. 03

   Huntington completed its acquisition of Veritex Holdings on October 20, 2025, with total consideration of approximately $1.7 billion. The company also entered into a definitive merger agreement with Cadence Bank on October 27, 2025, a 100% stock transaction with consideration valued at approximately $7.4 billion.

4. 04

   Huntington said its CET1 risk-based capital ratio was 10.6% as of September 30, 2025, compared with 10.5% at December 31, 2024, and its tangible common equity to tangible assets ratio increased to 6.8% from 6.1%.

Key figures

Quarter ended September 30, 2025

Revenue

$2.1B

Net income

$629M

EPS

$0.41

Analysis scope · Management's discussion (MD&A)We analyzed excerpts of the Management's Discussion and Analysis (MD&A) section (with omissions). Other sections of the report, such as the notes to the financial statements and risk factors, were not reviewed.

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

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