AI English summary of an SEC filing — figures as filed

The company said its net income for Q1 2025 was $527 million ($0.34 per common share), down $3 million from the prior quarter and up $108 million (26%) from the year-ago quarter.

8-KResults of Operations and Financial ConditionFiled Apr 17, 2025Period of report Apr 17, 2025Summary published (UTC) Oct 8, 2026

Key points

AI summary

The company said its net income for Q1 2025 was $527 million ($0.34 per common share), down $3 million from the prior quarter and up $108 million (26%) from the year-ago quarter.
Huntington said net interest income for Q1 2025 was $1,426 million, up 2% from the prior quarter and up 11% from the year-ago quarter, and that its net interest margin (NIM) was 3.10%.
The company said average total loans and leases for Q1 2025 were $130.9 billion, up 7% from the year-ago quarter, and average total deposits were $161.6 billion, up 7% from the year-ago quarter.
Huntington said net charge-offs for Q1 2025 were 0.26% of average total loans and leases, lower than 0.30% in the prior quarter, and that its board approved a share repurchase authorization of up to $1 billion of common stock.

Summary

AI-written

Analysis scope · Filing body and confirmed press-release exhibitWe analyzed the filing body and confirmed exhibits. This is not a review of other exhibits, investor presentations or the full earnings call.

Huntington Reports Q1 2025 Net Income of $527 million, or $0.34 per Share

The company said its net income for Q1 2025 was $527 million ($0.34 per common share), down $3 million from the prior quarter and up $108 million (26%) from the year-ago quarter.

Source · Based on the filing body and exhibits

Net Interest Income of $1,426 million, Net Interest Margin (NIM) of 3.10%

Huntington said net interest income for Q1 2025 was $1,426 million, up 2% from the prior quarter and up 11% from the year-ago quarter, and that its net interest margin (NIM) was 3.10%.

Source · Based on the filing body and exhibits

Average Total Loans of $130.9 billion, Average Total Deposits of $161.6 billion

The company said average total loans and leases for Q1 2025 were $130.9 billion, up 7% from the year-ago quarter, and average total deposits were $161.6 billion, up 7% from the year-ago quarter.

Source · Based on the filing body and exhibits

Net Charge-Offs at 0.26%, New $1 billion Common Share Repurchase Approved

Huntington said net charge-offs for Q1 2025 were 0.26% of average total loans and leases, lower than 0.30% in the prior quarter, and that its board approved a share repurchase authorization of up to $1 billion of common stock.

Source · Based on the filing body and exhibits

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

The filing as submitted to SEC EDGAR. You can check the figures and statements of this summary against it.

View the original filing on SEC EDGAR ↗

Unauthorized scraping, data storage and database creation prohibited

Without prior written consent, you must not crawl or scrape data compiled and organized by Chickstock or its analysis and summaries, or collect them repeatedly or in bulk for storage, ingestion or database creation. Repurposing, redistribution, sale and use to build other services are also prohibited.

Unauthorized use may result in access restrictions, demands to stop infringement and delete copies, and claims for damages. Violations of applicable law may also give rise to criminal liability.

Uses permitted by law, the Terms of Service or a separate agreement remain subject to their respective scope. Rights in individual source materials, including original filings, remain with their respective rights holders.