The company said its annualized loan growth (EOP) was 6.3% on a 3Q24 basis, and average deposits rose 5.6% year over year (YoY).

8-KRegulation FD DisclosureFiled Nov 7, 2024Period of report Nov 7, 2024Summary published (UTC) Oct 25, 2026

Key points

AI summary

The company said its annualized loan growth (EOP) was 6.3% on a 3Q24 basis, and average deposits rose 5.6% year over year (YoY).
The company said it expects its total cost of deposits down beta to reach the mid-to-high 30s by 4Q25, and the mid-mid-40s by 4Q26. It also said it expects record net interest income in FY25.

Summary

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Analysis scope · Filing body and confirmed press-release exhibitWe analyzed the filing body and confirmed exhibits. This is not a review of other exhibits, investor presentations or the full earnings call. Some paragraphs were omitted because their support in the source could not be confirmed.

Q3 Loan Growth and Average Deposit Growth

The company said its annualized loan growth (EOP) was 6.3% on a 3Q24 basis, and average deposits rose 5.6% year over year (YoY).

Source · Based on the filing body and exhibits

Deposit Cost Down Beta Outlook and FY25 Net Interest Income

The company said it expects its total cost of deposits down beta to reach the mid-to-high 30s by 4Q25, and the mid-mid-40s by 4Q26. It also said it expects record net interest income in FY25.

Source · Based on the filing body and exhibits

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

The filing as submitted to SEC EDGAR. You can check the figures and statements of this summary against it.

View the original filing on SEC EDGAR ↗

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