AI English summary of an SEC filing — figures as filed
Goldman Sachs GSGoldman Sachs said it generated net earnings of $3.72 billion for Q2 2025, diluted earnings per common share of $10.91 and annualized return on average common shareholders' equity of 12.8%, compared with $3.04 billion, $8.62 and 10.9% for Q2 2024.
Key points
AI summaryGoldman Sachs said it generated net earnings of $3.72 billion for Q2 2025, diluted earnings per common share of $10.91 and annualized return on average common shareholders' equity of 12.8%, compared with $3.04 billion, $8.62 and 10.9% for Q2 2024.
The company said net revenues for Q2 2025 were $14.58 billion, 15% higher than Q2 2024, reflecting significantly higher net revenues in Global Banking & Markets, partially offset by slightly lower net revenues in Asset & Wealth Management.
Goldman Sachs said operating expenses for Q2 2025 were $9.24 billion, 8% higher than Q2 2024, and its efficiency ratio was 63.4% compared with 67.0% for Q2 2024. Net provisions for litigation and regulatory proceedings were $1 million, down from $104 million.
The company returned a total of $3.96 billion of capital to common shareholders during Q2 2025, including $3.00 billion of common share repurchases and $957 million of common stock dividends. As of June 2025, its Common Equity Tier CET1 capital ratio was 14.5% under the Standardized Capital Rules and 15.3% under the Advanced Capital Rules.
Key figures
Quarter ended June 30, 2025
- Revenue
- $14.6B
- Net income
- $3.7B
- EPS
- $10.91
From the XBRL financial data filed with the SEC · not processed by AI.
Summary
AI-writtenAnalysis scope · Management's discussion (MD&A)We analyzed excerpts of the Management's Discussion and Analysis (MD&A) section (with omissions). Other sections of the report, such as the notes to the financial statements and risk factors, were not reviewed.
Q2 Net Earnings, EPS and ROE
Goldman Sachs said it generated net earnings of $3.72 billion for Q2 2025, diluted earnings per common share of $10.91 and annualized return on average common shareholders' equity of 12.8%, compared with $3.04 billion, $8.62 and 10.9% for Q2 2024.
Source · Based on the MD&A text of the filing
Q2 Net Revenues and Segment Changes
The company said net revenues for Q2 2025 were $14.58 billion, 15% higher than Q2 2024, reflecting significantly higher net revenues in Global Banking & Markets, partially offset by slightly lower net revenues in Asset & Wealth Management.
Source · Based on the MD&A text of the filing
Q2 Operating Expenses and Efficiency Ratio
Goldman Sachs said operating expenses for Q2 2025 were $9.24 billion, 8% higher than Q2 2024, and its efficiency ratio was 63.4% compared with 67.0% for Q2 2024. Net provisions for litigation and regulatory proceedings were $1 million, down from $104 million.
Source · Based on the MD&A text of the filing
Q2 Capital Returns and CET1 Ratio
The company returned a total of $3.96 billion of capital to common shareholders during Q2 2025, including $3.00 billion of common share repurchases and $957 million of common stock dividends. As of June 2025, its Common Equity Tier CET1 capital ratio was 14.5% under the Standardized Capital Rules and 15.3% under the Advanced Capital Rules.
Source · Based on the MD&A text of the filing
AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.
Original filing
The filing as submitted to SEC EDGAR. You can check the figures and statements of this summary against it.
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