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AI English summary of an SEC filing — figures as filed

Fifth Third Bancorp logoFifth Third Bancorp FITB

The company said net income available to common shareholders for Q3 2026 was $828 million, or $0.90 per diluted share. It said the prior quarter was $763 million, or $0.83, and the year-ago quarter was $608 million, or $0.91.

8-KResults of Operations and Financial ConditionFiled Period of report Summary published (UTC)

Key points

AI summary
  1. The company said net income available to common shareholders for Q3 2026 was $828 million, or $0.90 per diluted share. It said the prior quarter was $763 million, or $0.83, and the year-ago quarter was $608 million, or $0.91.

  2. Fifth Third said its reported EPS for Q3 2026 was $0.90 and its adjusted EPS, excluding certain items of $0.23, was $1.13. The certain items were merger-related charges, interchange litigation matters and technology-related asset impairments, with an after-tax impact of $(211) million.

  3. Fifth Third said net interest income (FTE) for Q3 2026 increased 3% sequentially to $2.28 billion. The company attributed the increase to higher market rates and fixed-rate asset repricing, which were partly offset by higher deposit costs.

  4. Fifth Third said net charge-offs for Q3 2026 were $139 million, or 0.31% of average portfolio loans. It said its CET1 capital ratio was 10.02% in the same quarter and that it did not repurchase common shares during the quarter.

Summary

AI-written

Analysis scope · Filing body and confirmed press-release exhibitWe analyzed the opening part of the filing body and confirmed exhibits, within a length limit. This is not a review of other exhibits, investor presentations or the full earnings call.

Q3 Net Income and Earnings per Share

The company said net income available to common shareholders for Q3 2026 was $828 million, or $0.90 per diluted share. It said the prior quarter was $763 million, or $0.83, and the year-ago quarter was $608 million, or $0.91.

Source · Based on the filing body and exhibits

Adjusted EPS and Impact of Certain Items

Fifth Third said its reported EPS for Q3 2026 was $0.90 and its adjusted EPS, excluding certain items of $0.23, was $1.13. The certain items were merger-related charges, interchange litigation matters and technology-related asset impairments, with an after-tax impact of $(211) million.

Source · Based on the filing body and exhibits

Net Interest Income Change

Fifth Third said net interest income (FTE) for Q3 2026 increased 3% sequentially to $2.28 billion. The company attributed the increase to higher market rates and fixed-rate asset repricing, which were partly offset by higher deposit costs.

Source · Based on the filing body and exhibits

Credit Quality and Capital Ratios

Fifth Third said net charge-offs for Q3 2026 were $139 million, or 0.31% of average portfolio loans. It said its CET1 capital ratio was 10.02% in the same quarter and that it did not repurchase common shares during the quarter.

Source · Based on the filing body and exhibits

AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.

Original filing

The filing as submitted to SEC EDGAR. You can check the figures and statements of this summary against it.

Source: SEC EDGAR (U.S. Securities and Exchange Commission). Item captions are the SEC's. The summary is for reference only and is not investment advice.