AI English summary of an SEC filing — figures as filed
The company said net income available to common shareholders for Q3 2026 was $828 million, or $0.90 per diluted share. It said the prior quarter was $763 million, or $0.83, and the year-ago quarter was $608 million, or $0.91.
Key points
AI summaryThe company said net income available to common shareholders for Q3 2026 was $828 million, or $0.90 per diluted share. It said the prior quarter was $763 million, or $0.83, and the year-ago quarter was $608 million, or $0.91.
Fifth Third said its reported EPS for Q3 2026 was $0.90 and its adjusted EPS, excluding certain items of $0.23, was $1.13. The certain items were merger-related charges, interchange litigation matters and technology-related asset impairments, with an after-tax impact of $(211) million.
Fifth Third said net interest income (FTE) for Q3 2026 increased 3% sequentially to $2.28 billion. The company attributed the increase to higher market rates and fixed-rate asset repricing, which were partly offset by higher deposit costs.
Fifth Third said net charge-offs for Q3 2026 were $139 million, or 0.31% of average portfolio loans. It said its CET1 capital ratio was 10.02% in the same quarter and that it did not repurchase common shares during the quarter.
Summary
AI-writtenAnalysis scope · Filing body and confirmed press-release exhibitWe analyzed the opening part of the filing body and confirmed exhibits, within a length limit. This is not a review of other exhibits, investor presentations or the full earnings call.
Q3 Net Income and Earnings per Share
The company said net income available to common shareholders for Q3 2026 was $828 million, or $0.90 per diluted share. It said the prior quarter was $763 million, or $0.83, and the year-ago quarter was $608 million, or $0.91.
Source · Based on the filing body and exhibits
Adjusted EPS and Impact of Certain Items
Fifth Third said its reported EPS for Q3 2026 was $0.90 and its adjusted EPS, excluding certain items of $0.23, was $1.13. The certain items were merger-related charges, interchange litigation matters and technology-related asset impairments, with an after-tax impact of $(211) million.
Source · Based on the filing body and exhibits
Net Interest Income Change
Fifth Third said net interest income (FTE) for Q3 2026 increased 3% sequentially to $2.28 billion. The company attributed the increase to higher market rates and fixed-rate asset repricing, which were partly offset by higher deposit costs.
Source · Based on the filing body and exhibits
Credit Quality and Capital Ratios
Fifth Third said net charge-offs for Q3 2026 were $139 million, or 0.31% of average portfolio loans. It said its CET1 capital ratio was 10.02% in the same quarter and that it did not repurchase common shares during the quarter.
Source · Based on the filing body and exhibits
AI summarized the filing and translated the summary into English; it may differ from the original. For reference only, not investment advice. AI translated the published Korean report into English. Figures are copied as filed, not recalculated.
Original filing
The filing as submitted to SEC EDGAR. You can check the figures and statements of this summary against it.
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